Managing your Balance Sheet During Uncertain Times
FHLBank Topeka and Abrigo Webinar Series
Resources to navigate the uncertainty in today's changing economy
Below you will find:
- Presentation slides
- Session recordings
- Presenter information
Webinar Details and Materials
Session 1: Completed
Session 1 will examine recent industry performance results showing declining profits and dissect the cause and areas of focus to consider. The primary focus will be on the asset side of the balance sheet, specifically examining challenges in managing margin with excess liquidity levels. How do you best measure liquidity levels in periods of low rates and high liquidity. Does the Loan\Deposit still make sense when $2 trillion of excess stimulus is in the banking system? What loan opportunities generate the most profitable returns at the margin, and what risks do they pose?
Session 2: August 12, 2020 / 2:00 pm - 3:15 pm CDT
Session 2 will delve into the liability options with a discussion around the use of various wholesale alternatives including brokered CDs, FHLBank advances, etc. We will tackle the notion of keeping “dry powder reserves” for future needs by looking to match the needs today with the risks of the strategies. We will discuss the outlook for stimulus funding and its impact on future liquidity and margin management.
Finally, we will examine a few combinations of asset and funding strategies to show how to evaluate the different options available at your financial institution.
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