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Managing your Balance Sheet During Uncertain Times
Managing your Balance Sheet During Uncertain Times
FHLBank Topeka and Abrigo Webinar Series
Resources to navigate the uncertainty in today's changing economy
Below you will find:
- Presentation slides
- Session recordings
- Presenter information
Webinar Details and Materials
Session 1: Completed
Session 1 will examine recent industry performance results showing declining profits and dissect the cause and areas of focus to consider. The primary focus will be on the asset side of the balance sheet, specifically examining challenges in managing margin with excess liquidity levels. How do you best measure liquidity levels in periods of low rates and high liquidity. Does the Loan\Deposit still make sense when $2 trillion of excess stimulus is in the banking system? What loan opportunities generate the most profitable returns at the margin, and what risks do they pose?
Session 2: August 12, 2020 / 2:00 pm - 3:15 pm CDT
Session 2 will delve into the liability options with a discussion around the use of various wholesale alternatives including brokered CDs, FHLBank advances, etc. We will tackle the notion of keeping “dry powder reserves” for future needs by looking to match the needs today with the risks of the strategies. We will discuss the outlook for stimulus funding and its impact on future liquidity and margin management.
Finally, we will examine a few combinations of asset and funding strategies to show how to evaluate the different options available at your financial institution.
Manage your webinar experience.
Go to registration pageAbout Your Presenters
Resources
FHLBank Topeka is here to provide updates and resources during this time of need.
Coronavirus Resources
Manage Today's Changing Economy at Your Financial Institution
Get up-to-date information and resources during this time of rapid change and ambiguity.
SBA Lending Support & Resources
CARES Act and Paycheck Protection Program Details
Get guidance on your technology, or access resources as you navigate the CARES Act for your community.
Other Resouces
Interested in learning more about asset/liability management from Abrigo?
Check out additional blog posts, webinars, and whitepapers.
State of the Union Podcast with Dave Koch
Our weekly state of the union podcast is a series targeted to community financial institutions with episodes focusing on timely topics, such as the new PPP program, training in a new work from home set up, deposit gathering, funding and more. Our most recent podcast focused on the Q1 FDIC earnings report.
Listen Now
Liquidity Risk – A Key Prong in the Banking Supply Chain
Dave explores how an improved approach to liquidity analysis can help improve profitability and inform other asset/liability risk measures while identifying a more practical approach to measuring current and future liquidity due to the coronavirus
watch webinar
Abrigo Poll: Bankers Expecting a Recession for at Least 2 Quarters; Troubled Loans and Liquidity Top List of Concerns
Bankers have started to make their own assumptions about the impact the coronavirus pandemic will have on the economy and their institutions. In fact, three out of four bankers expect a recession will last at least two quarters.
read blog
Guidance on TDRs Eases Coronavirus Workout Pressures
Agreeing not to direct financial institutions to automatically categorize all COVID-19 related loan modifications as troubled debt restructurings (TDRs), and confirming with the Financial Accounting Standards Board (FASB) that short-term modifications made in good faith in response to COVID-19 to borrowers who were current prior to any relief aren’t classified as TDRs.
read blog
Navigating the Coronavirus in Lending and Credit Departments
Due to the coronavirus, Abrigo had Rob discuss the challenges facing credit/lending professionals during these unprecedented times. This Q&A discussion includes topics like refinances, credit selection, pricing, and more.
Listen Now
Portfolio Management in Crisis: Coronavirus Implications for Lenders
The challenge for most financial institutions will be how to quantify and document the additional risk they may face. Knowing that there are more questions than answers at this time, lenders can still take specific action during the emergent phase.
