Financial institutions investing in their commercial and business lending departments often find that deals fall into three categories: easy approval, easy denial, or the gray area. Credit teams often get into trouble when dealing in the gray area due to internal policies, competitive pressures, and technology limitations. Use this checklist to identify the common credit analysis mistakes and how to avoid them.

Download to learn: 

  • Signs of ineffective credit policies or practices
  • What analysts should not do in tight credit situations
  • Key data fields that should be captured in credit process

 

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