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Looking for Valuant? You are in the right place!

Valuant is now Abrigo, giving you a single source to Manage Risk and Drive Growth

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Looking for DiCOM? You are in the right place!

DiCOM Software is now part of Abrigo, giving you a single source to Manage Risk and Drive Growth. Make yourself at home – we hope you enjoy your new web experience.

Looking for TPG Software? You are in the right place!

TPG Software is now part of Abrigo. You can continue to count on the world-class Investment Accounting software and services you’ve come to expect, plus all that Abrigo has to offer.

Make yourself at home – we hope you enjoy being part of our community.

IFSLeaseWorks is now part of Abrigo.

Diversify your portfolio and earn additional interest income. End-to-end lease origination and administration automation make it possible.

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Are you overlooking depositor age in core deposit analysis?

Core deposits are the foundation of a stable, low-cost funding base for community banks and credit unions. But are traditional methods of deposit duration analysis giving you the full picture?

Many financial institutions rely on historical account behavior and account age to assess core deposit duration. But recent data suggests a different factor may be more predictive: depositor age. As banks navigate evolving interest rate environments and liquidity pressures, understanding the impact of depositor demographics is critical to refining ALM strategies and mitigating risk.

With the majority of community financial institutions holding over 65% of deposits from individuals aged 65 and older, institutions must reassess how these accounts contribute to long-term funding stability. Depositor behavior changes over time, and traditional models may be overlooking key risk indicators.

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Curious about how rising and stabilizing interest rates are affecting your loan portfolios?

Abrigo’s Exit Price Quarterly Review provides an in-depth review of loan portfolio fair value analytics based on clients for whom our advisors provide exit price disclosure work in accordance with ASU 2016-01 and ASC Topic 820. Learn about the yield and credit mark dynamics in recent quarters and how their impact on fair value has changed.  

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Additional resources:

For the last 10+ years, DiCOM Software (now Abrigo) has surveyed loan review professionals to discover the key challenges of loan review and provide critical benchmark data. Drawing insights from the 13th annual Loan Review Survey, which gathered responses from institutions with asset sizes ranging from $500M to over $100B, this report delves into staffing trends, salary benchmarks, training, and productivity metrics within loan review departments. The 2024 survey revealed a shift in focus toward junior staff retention, shed light on evolving credit risk management practices, and examined the reporting lines that shape decision-making in loan review processes. This report will help equip financial institutions with the expert knowledge and tools to adapt and thrive in the loan review space.

You will learn:

Listen to loan review experts’ commentary on the 2024 survey data in this webinar.

Learn about AI & generative AI, and how they impact today’s financial institutions. In this whitepaper, see how Abrigo has approached integrating these transformative technologies and gain insights that may help your organization unlock its potential for business growth.

Key Takeaways:

Fraud poses a significant threat to the trust and loyalty of customers and members of financial institutions. It leads to substantial losses, damages reputations, and can disrupt banking relationships, affecting profitability and growth. Beyond the immediate financial impact, the insidious costs of fraud extend to long-term damage to a financial institution’s reputation and customer trust.

This report presents the results of a nationwide survey conducted by Abrigo in March 2024. It delves into various aspects of fraud, providing valuable insights for financial institutions.

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Fraud poses a significant threat to the trust and loyalty of customers and members of financial institutions. It leads to substantial losses, damages reputations, and can disrupt banking relationships, affecting profitability and growth. Beyond the immediate financial impact, the insidious costs of fraud extend to long-term damage to a financial institution’s reputation and customer trust.

This report presents the results of a nationwide survey conducted by Abrigo in March 2024. It delves into various aspects of fraud, providing valuable insights for financial institutions.

Download the report to learn: 

Stimulus programs, higher commodity prices, and stronger-than-expected yields have allowed many ag customers to pay back debt and/or bolster their financial position over the last three years. However, inflation, higher interest rates, and global conflicts and disasters continue to wreak havoc on the economy. Farm input costs continue to rise faster than the rise in commodity prices. As monetary policy continues to slow down economic growth, how will this impact ag producers going forward?

In this whitepaper, we examine the current economy and projections for the remainder of 2024. How will inflation, surge pricing, and increasing land values complicate the space for financial institutions offering ag loans?

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This SMB Lending Insights report is a snapshot of current financial trends and metrics that impact small and medium-sized business (SMB) lending and financial institutions. SMBs and financial institutions face tremendous uncertainty in the current environment, which is characterized by elevated interest rates, high inflation, and growing personal delinquency rates. The report outlines SMB loan origination trends, delinquencies on SMB loans (90+ Days Past Due, or DPD), and changes in the average loan sizes for various industries. Financial institutions can consider this information to benchmark trends at their own institution and to evaluate plans.

The report is based on data from Abrigo Small Business Lending Intelligence, a lending decision and monitoring engine powered by Charm Solutions. Abrigo Small Business Lending Intelligence uses observations from Abrigo’s client base of over 2,400 U.S. institutions to provide a comprehensive representation of the banking and financial sector.

Understanding the latest loan review benchmarks and trends

The 12th annual loan review industry survey from Abrigo (formerly DiCOM) reveals key loan review trends from financial institutions ranging from $100 million to $100 billion in assets. It also highlights some of the key challenges that loan review teams are facing and what strategies they are employing to overcome them.

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The FedNow Service, which went live in July 2023, is the new instant payments infrastructure developed by the Federal Reserve to enable real-time payments between all financial institutions on behalf of their customers or members. However, some banks and credit unions are waiting to adopt FedNow until kinks in the system are worked out. Ultimately, the faster payment method could easily replace ACH, check, and card payments.

The payment rail has some built-in anti-fraud capabilities, and fraud and AML/CFT staff can take several steps during their institution’s FedNow implementation to combat and reduce fraud. Read this whitepaper to learn: