Looking for Banker’s Toolbox? You are in the Right Place!

Banker’s Toolbox is now Abrigo, giving you a single source for all your enterprise risk management needs. Use the login button here, or the link in the top navigation, to log in to Banker’s Toolbox Community Online.

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Looking for MainStreet Technologies? You are in the Right Place!

MainStreet Technologies is now Abrigo, giving you a single source for all your enterprise risk management needs. Use the contact us button here, or the link in the top navigation, to reach product support for your MST products.

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Looking for Sageworks? You are in the Right Place!

Sageworks is now Abrigo, giving you a single source for all your enterprise risk management needs. Use the login button here, or the link in the top navigation, to log in to your Sageworks products.

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Work with Abrigo's

Portfolio Risk/CECL
Advisory Services

Speak With An Expert
Software is Just the Tip of the Iceberg
Reduce your regulatory burden by working with our experts.

From integration support to CECL transition guidance, Abrigo Advisory Services works to alleviate the regulatory burden placed on banks and credit unions and help institutions proactively monitor risk and identify trouble spots in the portfolio. Our robust in-house consulting group is made up of former bankers, accountants, and experts with deep and varied expertise available to our customers for decision-support, strategic planning, process outsourcing, and complex project management.

It’s time to make big things happen, without big overhead.
Speak To An Advisor
Guidance for Success
Dedicated risk management experts ready to help you transition to CECL with confidence.

CECL Blueprint

Draw up a solid plan for your transition to CECL to develop a compliant model ahead of the transition deadline. 

Data Audit

Work with our team to assess the quality and quantity of your historical data, propose solutions for gaps and warehousing.

Pool Segmentation

Evaluate pooling considerations and recommendations to measure life-of-loan and the appropriate
adjustment factors.

Gap Analysis

Understand exactly where your current processes are lacking and what will need to be done to better prepare for CECL.

Economic Forecasting/Modeling

Identify economic variables you should consider and test against your overall loan portfolio performance.

Methodology

Enhance your current processes, test potential alternate approaches, and adopt single or multiple methodologies.

Model Compliance and Validation

Plan your technology, documentation, capital budgeting, and internal controls. Verify your model and methodologies following implementation.

Implementation of Final Methodology

Launch your compliant methodology into a technology solution.

Concentration Reporting

Assess risk within the portfolio when there is a high concentration in one industry, geography, or collateral type.

Stress Testing

Learn how your loan portfolio will react to various financial situations and report on key portfolio risks and the methods management is using to mitigate risk. 

Advanced ALLL Analysis

Use advanced analysis to understand and quantify drivers of credit loss at the institution.

Policy Review

Engage with experts in lending, underwriting, and portfolio risk to review and optimize the institution’s policy based on data from thousands of our clients.

Allowance Forecasting

Forecast allowance and loss levels based on loan aging, lending targets, economic conditions, and other factors to be better prepared. 

CECL Transition Support

The CECL transition date isn't the finish line. We'll be here to continue to support your transition beyond the effective date.

Scenario Building

Compare different ALLL scenarios, build models for alternative methodologies or scenarios, and track them in accordance with best practices or new policies.

We've Got Your Back
See what our dedicated team
of experts can do for you.

  • Mitigate Risk

    Enhance your risk management efforts and have more time to focus on the things that matter most.

  • Enhance Credit Quality

    We won’t just make you faster at underwriting, we’ll make you better with enhanced credit quality.

  • Personalized Education and Training

    Your institution is unique, and we believe it deserves customized education and training so you can get the most out of your software investment.

Abrigo offers consultants that are truly experts in not only the intricacies of their products, but also in the associated and underlying industry standards, accounting guidance and regulatory requirements. These consultants have been and continue to be a tremendous resource every step of the way.
Franklin Synergy Bank, Murfreesboro, TN

Abrigo Expert Advisors

We have a world class team that's waiting to partner with you and help you reach your goals.

meet our advisors