With extensive reporting, these solutions can also inform profitability analysis and portfolio optimization, helping you confidently move to CECL and leverage allowance data for portfolio management.
With extensive reporting, these solutions can also inform profitability analysis and portfolio optimization, helping you confidently move to CECL and leverage allowance data for portfolio management.
Gain flexibility with templated expected-loss rate methodologies, making it easy for you to quickly try different segmentation elections with different models to estimate the impact on the allowance and capital and to achieve the calculation that’s most reflective of loss. Sageworks ALLL also includes embedded data sources to help institutions with low to no loss history build defensible documentation.
Provides financial institutions with a more customizable platform for CECL automation. Institutions can manage loan portfolio risk through a rich and multifaceted solution tailored specifically for them and their reporting requirements. The LLA accommodates unique client methodologies and processes while offering the controls necessary for compliance with U.S. GAAP.
Manage portfolio-wide risk with data and frameworks that make it easy to identify potential losses. Our Portfolio Risk Solutions prepare your management to quickly report on the portfolio and use the insight gained to inform the institution’s strategy.
Make better decisions by accessing more data and by providing risk and trend analysis through Sageworks Insights. Institutions complying with the Dodd-Frank Act Stress Test (DFAST) requirements can easily apply DFAST scenarios and estimate the impact on capital ratios and financial statements.
Banks and credit unions need to stress the portfolio, concentrations, and borrower relationships to identify risk, and we make that easier. Institutions can create custom concentrations and apply multi-variable stress scenarios using key factors like interest rate, cash flow, and collateral value.
Quickly report on portfolio health and trends
Increase defensibility of risk management processes to examiners and auditors
Navigate ALLL compliance now and under CECL
Automatically and securely collect, store, and manage loan-level data
Stress test concentrations or the whole portfolio to identify potential and future areas of risk
Work with our dedicated integration team to tailor core data to your institution's needs
Ensure a consistent and clear methodology
Compare the impact of different scenarios on loans, income, charge-offs, provision expense, and the allowance
Abrigo provides a comprehensive set of Portfolio Risk and CECL consulting services tailored to your financial institution's needs. Our dedicated team of experts is made up of CPAs, former regulators, and risk experts who are ready to help you manage risk and drive profitability.
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