Integrated portfolio risk management processes benefit both end users – finance, credit, or risk teams – and financial institution executives. Consistent assumptions and data sources make CECL implementation and adoption easier and please examiners. The unified system’s additive reporting capabilities enable quicker strategic decisions.
Integrated portfolio risk management
Working in silos for financial risk activities is costly and time-consuming. With our Portfolio Risk Solution, you can manage portfolio-wide risk automatically. One-time data entry and robust frameworks make it easy to gain maximum insight and efficiency by connecting stress testing, calculating expected credit losses, economic forecasting, budgeting, asset/liability modeling, and more.
Optimize financial performance
Integrated portfolio health solutions
Allowance/CECL
Automate your Allowance/CECL calculation with software that offers documentation, confidence for exams, and time savings.
Features & Functionality
Stress Testing
Identify risk in portfolios, concentrations, and borrower relationships for improved strategic planning and capital management.
Features & Functionality
Asset/Liability Management
Make better strategic decisions with an ALM tool designed for dynamic modeling that provides a 360-degree view of your opportunities and risk.
Features & Functionality
Investment Accounting
Streamline investment accounting and ensure compliance by automating data management and workflows and improving report management.
Features & Functionality
Loan Review
Optimize loan review by automating risk-based sampling, standardizing workflows, and delivering actionable reporting for better decision-making.
Features & Functionality
Income Recognition
Accurately recognize accretion for an acquired institution's loan portfolio all while automating key processes and ensuring GAAP compliance.
Features & Functionality “I feel much better already, having something that I have no issues with and that I’m confident in – I’m glad I’m in early. Plus, I know the auditors like the application.”
- Valerie Pimenta, SVP & CFO, Pawtucket Credit Union
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Benefits of portfolio risk software
Expert knowledge
Work with consultants and integration project managers with experience across hundreds of institutions.
Reduce errors
Reduce risks associated with manual data entry or spreadsheets from siloed operations.
Increase defensibility
Increase defensibility of portfolio risk processes through documentation for examiners, auditors, and others.
Better visibility
Report on portfolio health in a single place, and streamline disclosures and backtesting.
Consistency
By automating portfolio risk functions in a single vendor, models are consistent and easier to audit.
"If there’s one thing that I can say about Abrigo, it’s that they have taken the complications out of it."
- Andrew Reid, EVP and Chief Credit Officer, Bank of San Antonio
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Consulting Services
Alongside technology, Abrigo offers an experienced in-house risk management consulting team. With former auditors, bankers, and regulators among our consultants, Abrigo can support CECL calculations, valuation work, outsourced modeling, ALM, stress testing, and more. Advisors can help banks and credit unions proactively monitor risk and identify trouble spots, and will work to lighten the regulatory load on institutions.
Resources on Portfolio Risk and CECL
Capital Planning Guide
Review the goals of capital planning and how to develop a complete and effective capital plan.
Stress Testing & CECL
Learn how credit models for CECL can be used to perform capital stress tests and more.
Top 10 CECL Lessons
Advisory experts describe important findings from working with institutions to implement CECL.
