Ryan Capouch
Compliance & BSA Officer
Ryan has been in banking for almost 18 years at banks both big and small. Starting out in the payment card industry in 2007, he has held many roles related to customer service, risk management, issue resolution, retail banking, compliance consulting, and implementation of new regulatory guidance. Since 2021 he has worked at Reliabank out of eastern South Dakota as their Compliance and BSA Officer. Within this role, he is responsible for the Bank’s Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) program to ensure compliance with the wide variety regulations and safeguarding the bank against the ever-present risk of financial crimes. He is also responsible for the management and compliance of the Bank’s Marijuana-related Banking (MRB) program. All of these roles require daily monitoring of alerts, filing of CTRs and SARs and vendor software optimization based on the Bank’s risk profile. He holds a bachelor’s degree in accounting, and certifications as a Certified Community Banking Compliance Officer (CCBCO) and Certified BSA/AML Professional (CBAP) from the Independent Community Bankers of America, and a Certified BSA/AML Professional (CBAP) certification from the American Bankers Association.