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Lending & Credit Risk Small Business Lending

CFPB 1071 compliance deadlines for data collection and reporting: NPRM

Compliance deadlines for the CFPB 1071 rule will change from tiered to a single date under the proposed rule issued Nov. 13, 2025, with some lenders having to collect small business lending data starting Jan. 1, 2028. Knowing the 1071 rule deadline for your specific financial institution is the first step in preparing to collect and begin reporting small business loan data from applicants.

Use this timeline to learn:

  • Which financial institutions must comply
  • When institutions must begin collecting data
  • When data generated by the CFPB 1071 rule needs to be reported

Check out other job aids, articles, and related resources for complying with the 1071 rule: