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Valuant is now Abrigo, giving you a single source to Manage Risk and Drive Growth

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DiCOM Software is now part of Abrigo, giving you a single source to Manage Risk and Drive Growth. Make yourself at home – we hope you enjoy your new web experience.

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TPG Software is now part of Abrigo. You can continue to count on the world-class Investment Accounting software and services you’ve come to expect, plus all that Abrigo has to offer.

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AI Portfolio Risk & CECL Loan Review and Due Diligence

Technology, oversight, and the future of loan review

Nearly two-thirds of financial institutions are embracing technology in loan review, with many already automating processes and exploring AI applications. While smaller CFIs lean more heavily on manual workflows, the survey shows growing interest in automation even among institutions under $500 million in assets. At the same time, reporting structures continue to evolve, with a noticeable rise in direct oversight and fewer indirect reporting lines compared to prior years. Reviewers also cite multiple criteria for selecting loan samples, most often tied to loan size or credit quality, underscoring the balance of risk focus and efficiency.

This final infographic in our three-part series highlights how technology, oversight, and staffing trends are shaping the future of loan review. From automation and AI adoption to reporting lines and scoping practices, the data provides perspective for modernizing your own program and oversight strategy.

Learn more about:

  • Automation trends and AI adoption in loan review
  • How reporting structures are shifting across institutions
  • Criteria reviewers use to scope and select loan samples