Rethink asset/liability management: From static snapshots to strategic forecasting
Most depositors today are more mobile, more informed, and more rate-sensitive than ever before. Yet many institutions still rely on outdated, static ALM models that can’t keep up. To remain competitive in an era of rapid change, financial leaders must shift from reactive reporting to dynamic, strategic forecasting that reflects how balance sheets actually behave.
This resource from Dave Koch challenges the status quo and redefines ALM as a strategic tool, not just a compliance necessity. Learn how to modernize your ALM framework using AI, real-time modeling, and customer behavior analytics to guide growth, pricing, and risk decisions across your institution.
You will learn:
- Why legacy ALM practices fall short in today’s market
- How to integrate AI and behavioral data into dynamic ALM models
- What stress testing should look like in a unified risk framework
- How a Funding Stability Index (FSI) can identify strong depositor relationships
- Key questions executives should ask to align ALM with strategic planning