Skip to main content

Looking for Valuant? You are in the right place!

Valuant is now Abrigo, giving you a single source to Manage Risk and Drive Growth

Make yourself at home – we hope you enjoy your new web experience.

Looking for DiCOM? You are in the right place!

DiCOM Software is now part of Abrigo, giving you a single source to Manage Risk and Drive Growth. Make yourself at home – we hope you enjoy your new web experience.

Looking for TPG Software? You are in the right place!

TPG Software is now part of Abrigo. You can continue to count on the world-class Investment Accounting software and services you’ve come to expect, plus all that Abrigo has to offer.

Make yourself at home – we hope you enjoy being part of our community.

Asset/Liability Deposit Modeling Deposit Pricing Optimization Deposit Pricing Strategy Portfolio Risk & CECL

Smart pricing, strong margins: Using analytics to win the deposit game

You can’t manage what you can’t see and most institutions still can’t truly see what their deposits are doing. In today’s competitive landscape, understanding real depositor behavior is the difference between protecting margin and unknowingly eroding it. This whitepaper shows how modern analytics like decay studies, flow tracking, and strategic pricing give CFIs the visibility they need to make stronger, more profitable decisions.

With clearer insight into deposit stability and movement, institutions can confidently price, plan, and grow without sacrificing margin.

You will learn:

  • How to distinguish core balances from surge balances and why this is critical for stability and margin protection
  • How decay studies reveal true deposit longevity to strengthen ALM, liquidity planning, and pricing strategy
  • How deposit flow analytics uncover hidden runoff and internal migration that traditional reports miss
  • How to use data-driven pricing to prevent cannibalization and support profitable growth