The Ag Lender’s Survival Guide

Things have changed drastically over the last 18 to 24 months in the agricultural economy. Many ag borrowers have bolstered their financial position, benefiting from stimulus programs, higher commodity prices, and stronger than expected yields. Should ag lenders have any concerns going into 2022 and forward?

The simple answer is yes, but it is a little more complicated. In this whitepaper, we will take a look at the current farm economy and how several economic conditions present before the 1980’s Farm Crisis are reappearing, including inflation, surge pricing, and rapidly increasing land values.

Download to Learn: 

• Overview of current ag lending environment
• Projections for 2022 and the potential impact on ag institutions
• Challenges ag lenders face when assigning credit risk and how to mitigate them
• Common ratios used to assess pay and save strategies