Under Pressure is a series of short videos that provides an open forum for Abrigo experts to discuss financial risks, data analytics, and regulatory market topics in light of current events. Join us every month to hear new insights from our risk management professionals, stay up to date on industry trends, and learn how to effectively manage risk and drive growth.
Under pressure – Video episode 2: A look at credit risk in a rising-rate environment
Credit risk with rising rates
Recorded on Friday, June 17, 2022
Learn how bankers can navigate loan renewals and regulatory changes in the face of a changing market and differentiate themselves in the process.
This video will cover:
- Loan renewals and rate locks in the current environment
- How CECL fits in and the potential impact on the allowance
- Differences between previous rising rate cycles and today
A Look at Credit Risk in a Rising-Rate Environment
Under Pressure - Episode 2
In today's rate environment, financial institutions find themselves in a unique position as many have loans coming up for renewal within the next year and are simultaneously preparing for regulatory changes like CECL. Although the current environment has many bankers feeling uncertain, it's important to remember that volatility can also present opportunity for financial institutions to differentiate themselves.
Other ALM Resources
Capital Planning: Leading Your Financial Institution to Success
This whitepaper outlines regulatory capital and risk-based capital standards, as well as how capital planning and management can impact the ability to meet goals.
Banking in a Rising-Rate Environment: Myth Busters Panel
The panel of experts discuss several common ideas about financial institution performance and strategies to use during a rising-rate environment.