Regulatory expectations: What you need to know now

What if unemployment rose to 6%, CRE values fell 15%, and small-business delinquencies doubled? Would your institution be ready to quantify the impact and defend your assumptions?

Regulatory scrutiny of risk management is intensifying, and examiners are putting fresh emphasis on economic-based stress testing to demonstrate credible, data-driven oversight. In this session, Abrigo experts unpack the latest expectations and show how to design, document, and communicate an economic stress test that both meets regulatory standards and strengthens strategic decision-making.

You will learn how to:

• Build or refine economic stress scenarios tied to your institution’s key risk drivers.
• Quantify potential impacts on capital, liquidity, and credit quality, and connect results to action.
• Document governance, controls, and scenario relevance so your framework is exam-ready.
• Use results to inform CECL, ALM, and capital planning.
• Communicate outcomes clearly to management, the board, and examiners.