Scaling credit risk oversight: Preparing loan review for enhanced prudential standards
2:00 PM ET / 1:00 PM CT
As financial institutions grow toward or beyond $10 billion in total assets, they face a sharp escalation in regulatory and external audit expectations, particularly around governance, risk management, and internal controls. The Enhanced Prudential Standards (EPS) place specific emphasis on loan review as a critical component of institutional soundness and examiner readiness.
In this webinar, we will share insights on how institutions, especially those around the $7.5B–$12.5B range, are rethinking their loan review programs in light of their growth trajectories. From decentralization to a more robust assessment of present and emerging risks, and the rising complexity of audits, this session will help you evaluate whether your current approach can scale effectively with your institution.
You will learn:
- Loan review implications of crossing the $10B threshold under EPS
- Common weaknesses in manual or spreadsheet-based review workflows
- What regulators look for in scalable, risk-aligned credit review functions
- Best practices from peer institutions strengthening governance around credit risk
Kent Kirby
Senior Consultant, Portfolio Risk
Kent Kirby is a retired banker with over 39 years of experience in all aspects of commercial banking: lending, loan review, back-room operations, credit administration, portfolio management and analytics and credit policy. As Senior Consultant in the Portfolio Risk practice, Kirby assists institutions in the review and enhancement of commercial
