Kent Kirby is a retired banker with 39 years of experience in all aspects of commercial banking: lending, loan review, back-room operations, portfolio management, portfolio analytics and credit policy. As Director, Kirby assists institutions in the creation, review and/or enhancement of current credit policies, risk rating systems and loan review activities. He also provides assistance with credit program design in conjunction with the implementation of an automated loan origination framework. In addition, the Credit and Lending Services team provides periodic (typically quarterly) risk assessments of an institution’s loan portfolio including comparisons to industry benchmarks.
