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The profit squeeze is on for some financial institutions

Mary Ellen Biery
November 1, 2013
Read Time: 0 min

It’s getting harder for community banks to generate positive operating leverage, American Banker said in a recent review of third-quarter results posted by the industry.

controlling costs, according to the report. Still, some remain willing to spend in order to generate additional revenue.  For example, Riverhead, N.Y.-based Suffolk Bancorp (NASDAQ: SUBK) opened a loan production office last year and plans to open another by year end. 

Regulators have expressed concern that banks may take on inappropriate levels of risk as they seek ways to remain profitable in a low-interest-rate environment that also has increasing competition for commercial loans. 

To learn more about some of the obstacles financial institutions encounter with commercial and industrial lending and how to prepare for regulatory scrutiny, access the whitepaper, “Shifting Credit Concentrations: 6 Ways to Prepare,” here

About the Author

Mary Ellen Biery

Senior Strategist & Content Manager
Mary Ellen Biery is Senior Strategist & Content Manager at Abrigo, where she works with advisors and other experts to develop whitepapers, original research, and other resources that help financial institutions drive growth and manage risk. A former equities reporter for Dow Jones Newswires whose work has been published in

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About Abrigo

Abrigo enables U.S. financial institutions to support their communities through technology that fights financial crime, grows loans and deposits, and optimizes risk. Abrigo's platform centralizes the institution's data, creates a digital user experience, ensures compliance, and delivers efficiency for scale and profitable growth.

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