Complimentary webinar series
The credit mistakes we keep making
Developing better judgment in an increasingly complex world
Register for the full series
Build stronger credit judgment today
Commercial lenders have more data and tools than ever, yet credit problems still emerge from risks that were often visible earlier.
This 3-part webinar series helps lending and credit teams identify common mistakes in analysis, assumptions, monitoring, and judgment, while building stronger critical thinking for better credit decisions.
Learn how to spot hidden risks, challenge assumptions, and strengthen credit judgment.
Register now
Session descriptions
Financial analysis mistakes: When the numbers tell the wrong story
July 14th, 2026 at 2PM ET
Financial statements are essential to credit analysis, but numbers alone rarely tell the full story. This session explores common mistakes lenders make when evaluating earnings, cash flow, liquidity, projections, and management adjustments, helping participants look beyond ratios, challenge surface-level conclusions, and better understand what the financials are really saying.
Borrower assessment mistakes: Looking beyond the financial statements
August 5th, 2026 at 2PM ET
Some of the most important credit risks never appear on a financial statement. This session examines common qualitative assessment mistakes involving management quality, business strategy, customer concentration, succession planning, and guarantor strength, helping participants evaluate the risks behind the numbers.
Monitoring mistakes: Why we often miss credit deterioration
September 15th, 2026 at 2PM ET
Most problem loans show warning signs before they deteriorate, but those signals are often dismissed or explained away. This session explores why lenders miss or delay action on early indicators, including covenant fatigue, small red flags, routine annual reviews, and stale assumptions, helping participants strengthen portfolio monitoring and respond sooner.
Meet your presenter
Kent Kirby is a retired banker with over 39 years of experience in all aspects of commercial banking: lending, loan review, back-room operations, credit administration, portfolio management and analytics and credit policy. As Senior Consultant in the Portfolio Risk practice, Kirby assists institutions in the review and enhancement of commercial lending and loan review activities, particularly as institutions migrate to an automated solution to meet their needs.
