Monitoring mistakes: Why we often miss credit deterioration

Most problem loans do not become problems overnight. Warning signs often appear months or even years before a credit deteriorates, but they are easy to dismiss when performance still appears acceptable or when annual reviews become routine.

This webinar will explore why lenders and credit teams often miss early signs of deterioration. We will discuss practical ways to strengthen ongoing monitoring, revisit original underwriting assumptions, and identify small changes before they become larger credit problems.

You will learn:

• Why delayed risk recognition remains a common credit weakness
• How covenant fatigue, small red flags, and routine annual reviews can cause lenders to overlook meaningful signals
• Why original underwriting assumptions should be tested throughout the life of the loan

View the entire webinar series here.