Swimming in BSA/AML alerts? Facing an increase in alerts due to seasonality in your market? If your financial institution has a backlog of alerts created by your AML software for transaction monitoring, it can take time and more personnel to work through them. Should you hire? There are many costs of hiring for an AML compliance program to keep in mind as you make this decision. This infographic outlines some key considerations using basic assumptions as you evaluate your AML resources.
Download to learn:
- Direct costs and additional considerations when hiring an additional full time employee for your AML compliance program
- Estimated timeframes for when a financial institution sees value from a new hire
- Reasons your institution may need assistance with alert management
Discover how our advisory services team can provide the support you need. Contact the Abrigo Team to find out how our CAMS-certified investigators can provide immediate staffing assistance and alert management. Speak with an Expert.
Sometimes one (or two or three!) factor isn’t enough when it comes to risk management. Abrigo’s industry-leading BSA/AML software, BAM+, utilizes 4-factor scenario models to help you eliminate blind spots in your BSA program. BAM+ is the only solution that covers all four factors in financial crime prevention logic – artificial intelligence, behavior, rules, and typology – to allow you to act quickly when suspicious activity arises. See how our 4-factor scenario model helps you better stay on top of financial crime at your institution.
Download to learn:
- How Abrigo leverages transparent AI to help you better detect and prevent money laundering and fraud
- Ways behavior-based and rules-based scenarios allow you to discover activity outside of expected behavior
- Methods to discover potentially suspicious activity through customizable typology scenarios
Abrigo surveyed over 300 BSA and Compliance Officers, BSA Analysts, and other fraud and compliance professionals from both banks and credit unions in our inaugural FinCrime Industry Survey. This survey covered a variety of topics including the impacts of COVID-19, SAR filing statistics, cannabis banking, and other BSA/AML trends. The results show that while some industry challenges are perennial, compliance professionals are grappling with a range of emerging issues and trends.
Download to learn:
- Top obstacles reported by BSA/AML professionals
- Impact of the pandemic and related events on BSA and Fraud departments
- How your institution compares to reported SAR filing numbers
- BSA/AML trends on cannabis banking and cryptocurrency
Alignment of critical assumptions and inputs across stress testing, asset/liability management (ALM), and the calculation of expected credit losses is fundamental to a holistic view of risk management. In addition, institutions that identify and manage risk most effectively will outperform their peers in terms of financial performance while also maintaining safety and soundness. In this infographic, learn four ways financial institutions should ensure their allowance for credit losses models under CECL are aligned with the risk management processes of stress testing and ALM.
Improve holistic risk management and please regulators and examiners by aligning critical assumptions and inputs across stress testing, asset/liability management (ALM), and the calculation of expected credit losses. In addition, it informs management to help develop a cohesive strategy that pairs risk appetite with appropriate pricing and terms.
In this infographic, learn about the four critical ways aligning risk management practices informs management:
- Risk appetite
- Pricing and terms
- Capital planning and budgeting
- Financial reporting
During Q1 of 2021, Abrigo surveyed nearly 250 lenders, credit analysts, chief credit officers, chief risk officers, and other professionals involved in the lending and credit risk process. The results showed that despite new pushes toward digital transformations, many financial institutions continue to use manual lending processes that add costs, create delays, and make their staff work harder than they must.
Download to learn:
- The top reported obstacles for lenders in the commercial lending process
- How the pandemic and related events impacted lending processes
- The impact of manual processes on credit underwriting
Time is quickly ticking down for financial institutions adopting the current expected credit loss, or CECL, accounting standard in 2023. As these banks and credit unions work to identify and gather relevant loan-level data and select a methodology for calculating the allowance for credit losses, or ACL, they must also deal with coronavirus-related operational challenges, such as increased loan modifications and credit losses, a surge in fraud attempts, and myriad staffing issues related to the pandemic. Understanding some of the myths and misconceptions about implementing CECL will help these financial institutions avoid some of the hazards to navigating the change.
The latest round of the Paycheck Protection Program (PPP), as afforded by the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues, or Economic Aid Act, provides more than $284 billion in funding.
This new round of funding also allows for some businesses that received a PPP loan in the first or second round of funding in 2020 to apply for a second PPP loan. Many eligibility requirements for first and second draw applicants are the same. However, borrowers and lenders should be aware of several key differences.
Sometimes the costs of staying with a BSA/AML software provider are too steep to justify. There are many myths about switching software providers that can keep you stuck with a vendor that might not be right for you. In this infographic, we share the facts about switching if it’s in the long-term best interest of your institution to make a change.
Download this infographic to learn:
- Common myths associated with changing BSA/AML & Fraud software
- The risks of staying with a software that doesn’t work for your institution
- How to make changing software a priority with leadership
- The impact of implementing new software on your institution’s resources