Jacqueline Wells

Jacque Wells joined F&M Bank in 1982, when the banking industry looked very different than it does today. During her first two decades with the bank, Jacque learned banking from the ground up, performing nearly every branch function, including working as a teller, opening new accounts, and preparing consumer, commercial, and mortgage loans.

In 2006, Jacque was appointed Bank Secrecy Act (BSA) Officer. Since then, she has been instrumental in building the bank’s BSA/Anti-Money Laundering program and implementing the Bankers Toolbox monitoring software, now known as BAM+. Today, she leads the bank’s BSA department and remains passionate about protecting the bank and its customers by fighting financial crime.

Jacque is a Certified Anti-Money Laundering Specialist (CAMS), holds the CAMS Risk Management certification, and has earned a Forensic Accounting Certificate.

Her guiding philosophy is simple: “You can never ask too many questions because, when it comes down to it, you don’t know what you don’t know.”