Rick Dailey has worked with hundreds of financial institutions to improve their profitability and manage risk. Prior to joining Abrigo in 2005, Rick managed a family retail business in western Maryland and served on the the bank board of First United Bank & Trust in Oakland, MD. Today, as a Senior Credit Risk Consultant, he helps community banks and credit unions across the country develop transparent underwriting processes. Rick earned his bachelor’s degree in economics from Washington and Jefferson College.