West Texas National Bank | Overcoming Regulatory Scrutiny

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The Challenge: Regulatory Scrutiny on Risk Management Processes

West Texas National Bank faced a problem when examiners requested a forward-looking view of its concentrations under stress at different levels of the portfolio. The bank, with its existing resources, was struggling to find an organized and efficient way to appease its examiners and stress test its portfolio.

Since purchasing the solution, examiners have been very happy, making life easier for us.
Kristen Beggs, West Texas National Bank

The Solution: A Stress Testing Tool for Capital Planning

West Texas National Bank adopted Abrigo Stress Testing to implement a clear stress testing plan. Abrigo Stress Testing helps banks with its capital planning by determining the potential impairment that may result in a stressed environment. The Abrigo solutions were also easy to integrate with the bank’s core processing system thanks to the company's integration team and core-agnostic technology. “We found that Abrigo Stress Testing is the easiest way to stress three of the major segments of our portfolio,” says Kristen Beggs, Assistant Vice President of  Commercial Lending at West Texas National Bank.

The Result: A High Class Tool Supported by Experts

“Abrigo Stress Testing is an efficient way to stress different levels of our portfolio. Since purchasing the solution, examiners have been very happy, making life easier for us,” Beggs said. She adds, “I use many products in my role at West Texas National Bank, and Abrigo has the best customer support by far. I have only ever needed to call once or twice, but my questions were answered effectively and in a timely manner."

I use many products in my role at West Texas National Bank, and Abrigo has the best customer support by far.
Kristen Beggs, West Texas National Bank
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