AI’s impact on credit risk: What to consider in your portfolio

Artificial intelligence is beginning to influence how businesses operate, compete, and generate revenue. For credit and risk teams, the question is how these changes should be reflected in underwriting and risk assessments. In some cases, the impact is gradual. In others, it may introduce new risks or shift expectations for certain industries.

Many traditional credit risk frameworks were not designed with this type of change in mind. This session focuses on how AI-related changes may affect borrower performance and what credit professionals should be doing differently today.

You will learn:

• Which industries and borrower types may be more sensitive to AI-driven change
• Where existing credit and underwriting practices may fall short in capturing emerging risks
• A straightforward framework for incorporating AI considerations into credit analysis
• Practical steps you can take to adjust how you evaluate and monitor credits