Credit Risk Readiness: One Decade After the Recession
Presenter: Linda Keith
What have we learned? What have we fixed? Are we ready for what is next?
From in-depth conversations with chief credit and lending officers, outside bank auditors, examiners, consultants, senior credit administrators and front-line analysts, a snapshot of our credit risk readiness for the next major credit disruption emerged. The follow-up survey, sponsored by Sageworks, included 250 participants from 235 financial institutions across the United States.
Join Linda Keith CPA, credit risk consultant and trainer, as she walks through the actionable insights gleaned from interviews across the country and the 2018 Credit Risk Readiness Study. She’ll draw from her in-the-trenches experience training loan originators focused on business lending, ag lending and personal lending to complex borrowers. Additionally, her experience as a shareholder of the 92nd bank to fail in 2009 provides a unique perspective.
You Will Learn:
- Areas that banks and credit unions have improved from pre- to post-recession as well as areas where financial institutions are back-sliding and what you can do about it.
- Loan portfolio warning signs such as the retreat by some from prudent lending practices and the lack of time and incentive to properly monitor loan requirements.
- Specific methods for passing on the lessons learned from the Recession to your incoming management team and loan originators before the next downturn hits.
- How survey participants’ answers compare to yours through polls during the webinar.
About the Presenter
Linda Keith, CPA, Credit Risk Consultant and Trainer, Linda Keith CPA Inc.
Linda Keith CPA helps you improve credit risk readiness, from credit culture to loan origination. A repeat presenter at Sageworks conferences and webinars, Linda focuses on actionable insights to allow you to significantly improve credit risk readiness at your financial institution.
At the loan origination level, she helps lending professionals say “yes” to good loans by understanding and using tax returns and financial statements. Lending and credit professionals look to the over 100 answers to their questions on her website, LindaKeithCPA.com.
Linda is the founder of LendersOnlineTraining.com which provides Global Tax Return Analysis training, at your fingertips.
Linda Keith CPA Inc commissioned the 2018 Credit Risk Readiness Study and she shares the results at banking conferences and internally for banks and credit unions. Read the full report at CreditRiskReady.com.