Managing credit risk with clarity: Practical insights for credit unions
2:00 PM ET / 1:00 PM CT
As credit unions respond to increased regulatory focus on risk management, many still struggle to clearly identify and explain credit risk within their loan portfolios. In particular, many institutions find it difficult to translate portfolio performance and underwriting trends into supportable CECL estimates and reserve decisions.
This session will explore practical ways credit unions can better understand where credit risk exists, how it has changed across loan vintages, and how they can use that information to support effective risk oversight. Drawing on audit and advisory experience with credit unions, the discussion will focus on portfolio segmentation, historical performance, and underwriting trends to improve credit risk analysis and communication.
Join to learn:
- How current supervisory priorities relate to credit risk management at credit unions
- How loan vintages, underwriting trends, and portfolio performance can inform CECL estimates and reserve decisions
- Practical ways credit unions can improve how they communicate credit risk to management teams, boards, and examiners