The Basics of Commercial Credit Analysis
Commercial credit analysis can introduce many complexities into the banking organization, including additional underwriting standards, new financial data to collect and interpret, complex relationships and commingled incomes, and increased regulatory scrutiny.
Join Abrigo expert Rob Newberry as he covers the foundation of credit analysis, including key data points, data analysis strategies, and best practices on benchmarking and automation.
You will learn:
- The 5 C’s of Credit
- Key ratios in a loan package
- How to put together a successful credit memo
Meet Your Presenter
Rob Newberry
Senior Consultant
Abrigo
Rob Newberry is Senior Consultant with Abrigo’s Advisory Services and a faculty member of the Graduate School of Banking at the University of Wisconsin-Madison. In the past 10 years, he has worked with financial institution leaders and regulators to develop a suite of credit administration tools for community banks and