Skip to main content

Software
- Lending & Credit Risk
  - Commercial Lending
    Assess and act on creditworthy borrowers quickly
  - Consumer Lending
    Increase revenue and support consumers with multiple loan types
  - Small Business Lending
    Grow SMB lending profitably with a platform that scales
  - Construction Lending
    Simplify loan management to boost income, lower risk
  - Credit Risk
    Automate the entire life of the loan to identify and monitor risk
  - Community Lending
    Book more loans faster with a powerful, yet simple solution
- Financial Crime
  - Anti-Money Laundering
    Increase AML efficiency with BAM+
  - Fraud Detection
    Protect your institution and customers with fraud scenarios
- Portfolio Risk & CECL
  - ALLL & CECL
    Gain confidence in your CECL assumptions & documentation
  - Stress Testing
    Identify risk in portfolios, concentrations, and borrower relationships
  - Asset/Liability Management
    Make better strategic decisions through dynamic ALM modeling
- Partners & Integrations
  Trusted partnerships for integrating Abrigo into your ecosystem
- Data & Analytics
  Gain actionable insights through banking intelligence software
Advisory Services
- Consulting Services
  - Asset/Liability
    Improve strategic planning
  - BSA/AML
    Optimize your AML program
  - Change Management
    Speed tech adoption to maximize ROI
  - Core Deposit Analysis
    Identify future growth and risks
  - Loan & Deposit Pricing
    Gain competitive advantage
  - Portfolio Risk & CECL
    Monitor risk and ensure compliance
- Suspicious Activity Monitoring
  Our AML experts provide outsourced assistance with alerts, cases, lookbacks, and more.
- CECL Prep
  With experience across hundreds of CECL filers, our team takes the stress out of CECL transitions.
Our Events
Knowledge Center
Company
- About Us
  - Investors
    The winning team
  - Leadership
    Inspiring greatness in others
  - News
    Making an impact in our industry and beyond
  - Press
    Strong thought leadership
- Life at Abrigo
  - Culture
    Authentic and influential
  - Benefits
    A healthy and happy team
  - Values
    Core beliefs to meet shared goals
  - Internships
    Meaningful, hands-on experience
- Diversity & Inclusion
  Join us on the journey to create a diverse and inclusive culture for our most valuable assets. Our people.
- Job Openings
  Discover what life is like with an award-winning culture and a team that Makes BIG Things Happen.
Get a Demo

Lending & Credit Risk Credit Analysis Training Credit Risk Management

The Basics of Commercial Credit Analysis

Commercial credit analysis can introduce many complexities into the banking organization, including additional underwriting standards, new financial data to collect and interpret, complex relationships and commingled incomes, and increased regulatory scrutiny.

Join Abrigo expert Rob Newberry as he covers the foundation of credit analysis, including key data points, data analysis strategies, and best practices on benchmarking and automation.

You will learn:

The 5 C’s of Credit
Key ratios in a loan package
How to put together a successful credit memo

Meet Your Presenter

Rob Newberry

Senior Consultant

Rob Newberry is Senior Consultant with Abrigo’s Advisory Services and a faculty member of the Graduate School of Banking at the University of Wisconsin-Madison. In the past 10 years, he has worked with financial institution leaders and regulators to develop a suite of credit administration tools for community banks and