The silent threat to credit quality: Closing the innovation gap

Recent industry risk assessments have highlighted an important and often underestimated concern: the growing innovation gap in banking. Outdated ideas, rigid processes, and aging technology are not just slowing progress. They are quietly undermining credit quality and increasing systemic risk.

This webinar will explore how a lack of modernization impacts credit risk and what financial institutions can do to reverse the trend. We will discuss practical strategies for improving underwriting efficiency, strengthening loan review, and leveraging emerging technologies like AI to build resilience and agility.

You will learn:

• Why innovation gaps pose a significant risk to credit quality
• The hidden costs of outdated processes, technology, and data frameworks
• Actionable steps to modernize underwriting for business loans of all sizes
• How AI can transform credit risk management