The Ag Lender’s Survival Guide
Things have changed drastically over the last 8 to 10 years in the ag economy. Farmers are no longer building up cash reserves. In fact, for most of the reserves that were built up in 2012-2014 have been totally depleted or are near the end. If the current trend continues, operating costs will begin outpacing revenue for many farms. With these trends, demand for ag financing continues to grow for community financial institutions.
Download to Learn:
- Overview of current ag lending environment
- Projections for 2019 and the potential impact on ag banks
- Challenges ag lenders face when assigning credit risk and how to mitigate them
- Common ratios used to assess pay and save strategies