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Annual small business lending report

August 7, 2013
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The Small Business Administration (SBA) released the Small Business Lending 2012 annual report last month. There was good news for small businesses as the number of loans went up from 21.3 million to 23.5 million last year. However, total lending to small businesses decreased from $606.9 billion to $587.8 billion in 2012. The recent trend of financial institutions shifting credit concentrations from CRE to C&I was reflected in the report. Commercial and industrial lending in amounts under $100,000 was up in the number of loans as well as amount of loans, the SBA said in a press release announcing the report.

“While overall small business lending continues to decline, it is not a sharp decline we saw in recent years. However, the study shows an increase in the number of small business loans, which does not reflect an indicator of an improved economy,” Winslow Sargeant, Chief Counsel for Advocacy said in the release.

MBL Landscape Whitepaper

The full report is available on the Office of Advocacy website at

Read the entire news release here.


To understand how the business lending landscape has changed for credit unions, download the whitepaper titled, “Member Business Lending Landscape: Managing Risk & Opportunity”.

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