Skip to main content

Asset quality improves, banks remain cautious: CEIS survey

Sageworks
December 10, 2012
Read Time: 0 min

Most banks have continued to show improving trends in terms of asset quality, levels of criticized and classified loans, and nonaccrual and delinquency rates, according to the new 2012 Q2 Client Survey conducted by CEIS Review. The survey also found that the industry remains conservative in terms of new originations.

However, nonaccruals relative to portfolios still remain high at many banks, signifying potentially longer term workouts.

CEIS Review, a consulting firm serving the needs of commercial and savings banks, recently released its quarterly survey of loan quality trends as observed in the review of its clients. CEIS compiles data from each of its completed reviews with the goal of identifying trends and patterns related to the direction of loan quality (LQ) as well those in loan portfolio administration. This release focuses on the LQ patterns as indicated by the compiled 2nd quarter (2Q) statistics, and associated credit process management.

To request the entire 2012 Q2 Client Survey, please click here.

 

For more information on analyzing cash flow, making informed loan decisions and avoiding potential pitfalls, download this free whitepaper: The Definitive Guide to Global Cash Flow

About the Author

Sageworks

Raleigh, N.C.-based Sageworks, a leading provider of lending, credit risk, and portfolio risk software that enables banks and credit unions to efficiently grow and improve the borrower experience, was founded in 1998. Using its platform, Sageworks analyzed over 11.5 million loans, aggregated the corresponding loan data, and created the largest

Full Bio

About Abrigo

Abrigo enables U.S. financial institutions to support their communities through technology that fights financial crime, grows loans and deposits, and optimizes risk. Abrigo's platform centralizes the institution's data, creates a digital user experience, ensures compliance, and delivers efficiency for scale and profitable growth.

Make Big Things Happen.

 

Looking for Banker’s Toolbox? You are in the Right Place!

Banker’s Toolbox is now Abrigo, giving you a single source for all your enterprise risk management needs. Use the login button here, or the link in the top navigation, to log in to Banker’s Toolbox Community Online.

Make yourself at home!

Looking for MainStreet Technologies? You are in the Right Place!

MainStreet Technologies is now Abrigo, giving you a single source for all your enterprise risk management needs. Use the contact us button here, or the link in the top navigation, to reach product support for your MST products.

Make yourself at home!

Looking for Sageworks? You are in the Right Place!

Sageworks is now Abrigo, giving you a single source for all your enterprise risk management needs. Use the login button here, or the link in the top navigation, to log in to your Sageworks products.

Make yourself at home!

Looking for Farin? You are in the Right Place!

Farin is now Abrigo, giving you a single source for all your enterprise risk management needs. Use the login button here, or the link in the top navigation, to log in to your Farin client portal.

Make yourself at home!

Abrigo acquires construction loan management solutions

Coupled with our lending suite, Construct and +Pay from BankLabs enable end-to-end automated residential/commercial construction loans.

Read the press announcement

BankLabs Logo Abrigo Logo