Michelle Lucci, CRCM, CAMS, CSS

Senior Advisor

As a Senior Advisor for MST Advisory Services, Michelle Lucci, CRCM, CAMS, CSS, brings her clients more than 30 years’ experience in banking, regulation and third-party services. Michelle focuses on two areas within the company – the ALLL and CECL as well as loan portfolio stress testing. Prior to joining Abrigo, Michelle served numerous roles in financial services, including as a dual-commissioned FDIC bank examiner for both Risk Management and Consumer Compliance in the New York and Atlanta regions. She was also both a financial and regulatory analyst at Citigroup and a BSA, OFAC, and community reinvestment officer at CenterState Bank of Florida. As a senior advisor for Abrigo’s Advisory Services, Michelle guides our clients through the transition and implementation processes of CECL programs, loan portfolio stress testing solutions, and BAM+. Michelle earned her bachelor’s degree in business administration from Georgian Court University.

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