Our ALM model gives customers the ability to aggregate their data across multiple solutions to create a singular vision of their institutions’ opportunities and risks, while making it easy to use and create reports. The powerful software can be coupled with the Abrigo advisory team to tailor solutions and studies that result in significantly improved profitability.
Asset/liability management software and services
Make better strategic decisions with
dynamic ALM modeling.
Manage risk and increase profitability
Abrigo Asset/Liability Management is a web-based model designed to help you optimize net interest margin, assess risk exposure, and develop contingency funding plans. The Abrigo ALM model fully integrates with other Abrigo solutions, such as Allowance, Stress Testing, and more, giving you a seamless view of data and reporting across your financial institution.
Advantages of Abrigo ALM
Empowers more than just regulatory compliance.
Drive Efficiency
Connected Data & Integration
Interconnectivity across solutions allows your ALM, allowance, and stress testing models to build from the same premise.
Key Versatility and Control
Take Command of Your Assumptions
Whether you control every aspect of your model or outsource different steps to our advisory team, we are able to support you.
Ease of Use
Everything in One Place
With Abrigo ALM, navigate through one easy-to-use, web-based tool, designed to fulfill all of your ALM modeling needs.
A model backed by expertise
Asset/Liability Management impacts every aspect of your organization. Our team will help you implement the Abrigo ALM model and be with you every step of the way. It’s also guided by a respected team of advisors from our legacy FARIN business, a leader in ALM for more than 30 years.
Designed to be flexible and fit your needs
Our ALM model is a robust and flexible solution with its roots in the legacy FARIN Foresight™ model. It is backed by multiple model-access options, including institution-managed, Abrigo-managed (outsourced), or any combination of the two. The model is designed for institutions that aspire to use their ALM solution for strategic planning and decision-making in addition to reporting, budgeting, and maintaining basic regulatory compliance.
Features and functionality of Abrigo ALM
A regulatory tool with
dynamic and strategic capabilities.
Abrigo ALM supports the functionalities needed to satisfy regulatory requirements, but that's not all. It also gives you the data to have a 360° view of your financial institution's opportunities and risk.
Satisfy your ALCO committee, examiners, and stakeholders
Access instrument-level cash flow assumptions, static/dynamic forecasts for expected growth and pre-defined rate environments, what-if analyses, customizable pre-built stress scenarios, market value and discounting calculations, liquidity analysis, and more.
From regulatory requirements to strategic decisions
With Abrigo ALM, you can create and provide shareable reports and visuals on IRR, liquidity, EVE and other key indicators, allowing you to leverage data to make key institutional decisions.
Abrigo ALM also offers a Summary Results feature that streamlines ALCO and Board reporting by providing a set of preconfigured tables and visuals that have been curated based on Abrigo’s decades of ALM expertise and client input.
“I like being able to run a wider variety of reports for whatever audience needs them, whether that's examiners, external auditors, the FDIC, or any other stakeholder.”
Tim Parks, VP of Finance & Investment Officer, IncredibleBank
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Integrated Systems with Abrigo
Ensuring success throughout your experience.
Having one provider means more efficiency and consistency for your financial institution. From the day you join the Abrigo family, you will experience dedication to providing more than just great software to our partners. Our goal is to make you feel supported. Abrigo software, paired with partnership-focused implementation and our respected advisory services professionals, ensures that you get the support you need throughout your journey.
Single source of institution data
Financial and portfolio management leverages key assumptions and data sets across the institution. Because Abrigo ALM integrates with other Abrigo solutions, including those in the Portfolio Risk platform, financial institution executives can harness their data for meaningful reports and consistency across these audited and impactful processes.
Resources on Asset/Liability Management
Grappling with ALM risk
Explore current best practices for controlling liquidity and interest rate challenges.
ALM model checklist
Select the model that best fits your unique portfolio and needs. This checklist goes over key considerations.
3 Risks addressed by ALM
ALM models help address key risks across different areas of the portfolio. Find out what they are and how to address them.
