Financial institutions face pressure to make fast, accurate loan decisions — to meet borrower expectations for quick turnaround and to stand up to loan-review scrutiny. Our commercial loan origination system allows you to do both so you grow loan revenue. You book loans faster with efficient digital workflows and new AI-powered capabilities that reduce manual errors and inconsistencies.
Business lending software
Reduce origination costs and lending inefficiencies.
Better for borrowers
Imagine gaining efficiencies that yield faster decisions and combat high origination costs while making it easier to offer service focused on relationships rather than paperwork. With Abrigo’s Sageworks Lending Software, financial institutions can make that a reality.
Play videoFeatures and functionality of commercial loan software
Build stronger banking relationships
through lending automation.
Community banks and credit unions need to grow the loan portfolio, but it can be tough to compete with fast digital lending experiences of larger institutions. Abrigo's commercial loan software equips institutions to assess and act quickly on creditworthy borrowers, giving better customer service and helping to provide more value to the community.
Easier Data Entry and Gathering
Enter information once and use it throughout origination; securely upload documents via an online portal.
Quick Analysis and Decisioning
Auto-decision certain loans based on the institution's loan policy, leaving time for credits needing more analysis.
Integrated CRM Built for CFIs
Grant greater visibility into sales activities and pipeline for loan officers.
Ongoing Data and Insights
Leverage relationship information, proprietary industry data, and engaging dashboards to target and win business.
Lending Process Management
Customized templates align with loan policy, keeping organizations on track and eliminating bottlenecks.
AI-Powered Efficiency
Accelerate lending and reduce errors by extracting key data, drafting loan narratives, and validating documents.
Faster turnaround
"With our set up before, some of these [loans] could take five or six days… Our turnaround time with the full solution up and running is probably one to two days max." Read more
Neal Chaloupka, Vice President of Lending, LGFCU
Advantages of commercial loan software
A commercial loan origination system for multiple loan types - all in one system
Along with improving the overall borrower experience, your loan software should support and enhance internal processes and goals. The Sageworks Lending Software provides the tools and partnership to help banks and credit unions grow by allowing them to realize efficiencies across their teams.
Grow your FI with a scalable system
Systems and processes must be able to accommodate increases when loan growth is a top objective. Utilizing the Sageworks loan software, banks and credit unions will be able to leverage the web-based platform and specific templates, ensuring loan policy consistency as the volume and footprint expand.
Support multiple loan types on one system
Many financial institutions use an array of siloed, one-off systems to support their various loan products and types. With our lending software, banks and credit unions evaluate business and personal loans on the same system. Lending teams receive more consistency and insight across the portfolio.
Award-Winning Products – All-in-one solution
“Everything we do is aimed at making the experience more user-friendly for the customer.”
Matt Newman, SVP, Regional Credit Officer, Broadway Bank
Read more
Integrated Systems with Abrigo
Simplify your business account opening process with a digital end-to-end solution.
Commercial Account Opening
Abrigo has partnered with Prelim to help financial institutions accelerate and automate commercial account opening. This solution enables banks and credit unions to quickly onboard business accounts with a transformed digital experience.
Learn moreWhy is Abrigo the best loan origination software for commercial lending?
What is Abrigo’s commercial loan origination software?
Abrigo’s commercial loan origination software (LOS) automates origination, underwriting workflows, credit analysis, and documentation for banks and credit unions. It centralizes borrower data and standardizes credit processes to improve speed, consistency, and audit readiness. It is designed specifically to give banks and credit unions scalable commercial lending software.
How does Abrigo’s commercial LOS improve commercial loan origination efficiency?
Abrigo’s commercial LOS streamlines commercial loan origination by automating data collection, workflow routing, credit memo generation, and approval tracking. This reduces manual entry, shortens decision cycles, and lowers operational bottlenecks. The result is faster loan booking and improved lender productivity.
Does Abrigo’s commercial loan origination software support credit policy enforcement?
Yes. Abrigo’s commercial loan origination software embeds institution-specific credit policies directly into workflows and approval processes. This ensures consistent underwriting standards, stronger documentation, and defensible audit trails across the commercial portfolio.
Can Abrigo’s commercial LOS automate loan decisioning?
Abrigo’s commercial LOS includes configurable decisioning capabilities that apply predefined credit criteria to eligible loans. This allows institutions to auto-decision lower-complexity credits while focusing analyst time on higher-risk or complex transactions. It supports scalable growth without increasing headcount.
How does Abrigo’s commercial LOS improve the borrower experience?
Abrigo’s commercial LOS supports digital applications, online document uploads, and transparent status tracking. These features reduce back-and-forth communication and shorten turnaround times. Borrowers benefit from a more modern, responsive commercial lending process.
Who is Abrigo’s commercial loan origination software built for?
Abrigo’s commercial loan origination software is built for banks and credit unions of all sizes that want to modernize commercial lending. It supports commercial lenders, credit analysts, and loan operations teams within a unified platform.
How does Abrigo’s commercial LOS compare to manual loan origination processes?
Unlike spreadsheet-based or email-driven processes, Abrigo’s commercial LOS centralizes borrower data, automates approvals, and tracks workflows in one system. This reduces errors, improves visibility, and strengthens audit defensibility. It replaces fragmented processes with structured commercial lending software for banks.
How does Abrigo’s commercial loan origination software compare to legacy LOS platforms?
Legacy LOS platforms often require heavy customization and lack modern workflow automation. Abrigo’s commercial loan origination software provides configurable workflows, integrated credit analysis, and centralized documentation in a more adaptable system built for community institutions.
How is Abrigo’s commercial LOS different from standalone decisioning tools?
Standalone decisioning tools focus only on approvals and do not manage the full origination lifecycle. Abrigo’s commercial LOS integrates credit analysis, workflow management, decisioning, and documentation within one commercial loan origination system. This reduces system sprawl and improves operational control.
What additional support does Abrigo provide beyond its commercial LOS?
Abrigo pairs its lending technology with hands-on implementation support, ongoing customer success guidance, and training designed specifically for banks and credit unions. Institutions also gain access to advisory services and a community of 100,000+ financial professionals, helping teams improve processes, strengthen credit practices, and confidently adopt new capabilities over time.
Resources on Lending
Ways for FIs to Propel Growth with Tech
Use technology adopted amid the coronavirus and the PPP for growth and profitability ahead.
Formula for Business Lending Success
Tips to maintain a healthy share of business lending.
SBA: An Overlooked Growth Engine
With proper planning and technology, SBA lending can boost customer or member acquisitions and deposits.
