Complex commercial credits: Tips for consistent and sound credit analysis
Wednesday, April 23, 2025
2:00 PM ET / 1:00 PM CT
2:00 PM ET / 1:00 PM CT
Analyzing complex commercial credits has become increasingly challenging in today’s dynamic banking environment. Changing interest rates, shifting economic conditions, and a lack of experienced commercial credit staff require banks to adopt new strategies to evaluate repayment ability, collateral adequacy, and overall credit risk. Maintaining consistency and rigor in evaluation processes has never been more critical.
You will learn:
- How to adapt credit analysis processes to address economic volatility
- Key steps for conducting advanced financial statement and cash flow analysis
- Ways to strengthen consistency and expertise in risk rating and collateral assessment
Meet Your Presenter
Kent Kirby
Senior Consultant, Portfolio Risk
Abrigo
Kent Kirby is a retired banker with over 39 years of experience in all aspects of commercial banking: lending, loan review, back-room operations, credit administration, portfolio management and analytics and credit policy. As Senior Consultant in the Portfolio Risk practice, Kirby assists institutions in the review and enhancement of commercial