Credit risk management: Best practices & examiner priorities in uncertain times
Given economic uncertainty, including the potential for a recession, financial institutions can expect their credit risk management frameworks to go under the microscope during their next exam or review. To be ready, it’s vital to understand which processes can ensure that potential underwriting weaknesses are identified and reporting is up to snuff, particularly given the evolving interest-rate environment and the expiration of pandemic relief measures.
In this webinar panel, credit risk experts will walk through best practices for operating in this unique environment and preparing for scrutiny. They will hit on regulatory expectations and tips from what they’re seeing in the field.
The panel will discuss:
- Regulatory/exam expectations
- Signs of at-risk loans and how to plan for modifications
- How to remedy common underwriting weaknesses
- Potential lending process improvements
- Reports and dashboards for managing credit risk
Meet Your Presenters
Regan Camp
Vice President, Portfolio Risk Sales and Services
Abrigo
Regan Camp is Abrigo’s Vice President of Portfolio Risk Sales and Services, leading a team of subject matter experts who assist financial institutions in accurately interpreting and applying federal accounting guidance. He began his career in financial services as a commercial loan officer at a $2.1 billion institution. He then
Paula S. King, CPA
Principal Consultant
Abrigo
Paula King, CPA, is a former Principal Consultant for Abrigo Advisory Services. She assisted financial institutions with CECL, credit processes, model validations, and during COVID, the SBA’s Paycheck Protection Program forgiveness process. A former banker and bank co-founder, she has held executive positions (CFO, Chief Risk Officer and Chief Compliance
Zach Englert
Former Manager, Advisory Services
Abrigo
Zach Englert is a former Manager with the Abrigo Advisory Team, where he helped provide institutions with real-time solutions in the form of applicable credit risk management strategies and regulatory compliance. Zach routinely spoke at conferences and webinars covering current events and the impact on community financial institutions’ portfolios. Zach