Mastering the analysis of long-term credit

Long-term credit is a foundational part of commercial lending, but it comes with unique risks that require more than a routine financial review. Too often, repayment analysis overlooks the full picture—factors like industry trends, borrower dynamics, and changing market conditions that can make or break a loan’s performance. 

Join this session to learn how to take a more strategic, risk-aware approach to long-term credit analysis. You’ll gain practical tools to enhance your underwriting process, structure loans effectively, and make more informed lending decisions. 

You will learn:

• Key considerations in analyzing long-term credit—and why they matter 
• How to go beyond financial statements to uncover true repayment risk 
• The role of industry analysis, projections, and sensitivity testing in evaluating performance 
• How loan agreements and covenants support repayment success 
• What to watch for when comparing leases versus loans