Your institution is vulnerable to sophisticated fraudsters when you use disjointed and manual detection methods. Abrigo’s fraud detection software for banks and credit unions automates workflows. This automation allows for quicker detection of fraud. Additionally, the software utilizes artificial intelligence (AI) to enhance its effectiveness. This provides real protection against fraudsters who take advantage of weak systems.
Fraud management software
Fraud detection software for banks and credit unions
Abrigo Fraud Detection customers are recovering their investment in six months or less. This is based on their average monthly reduction in fraud losses.
Smarter tech, safer future
As technology advances, so does the arsenal of fraudsters. Abrigo’s fraud solutions provide the adaptive shield needed to protect from the ever-growing threat of fraud. We recognize that operational inefficiency, reputational harm, and unhappy customers are significant concerns. Therefore, we aim to provide institutions with the tools necessary to safeguard what they value most.
Reduce loss and protect your customers with our sophisticated detection and fraud management software.
Comprehensive fraud management software keeps you one step ahead
Features and functionality of fraud detection software
It can be a challenge to balance effective fraud detection with a frictionless customer experience. Abrigo simplifies it for you. Abrigo Fraud Detection is a scalable, AI-powered platform with a real-time orchestration engine. It combines explainable machine learning with rules-based logic to identify sophisticated fraud patterns and boost team efficiency. Configurable capabilities let analysts approve, decline, or engage with customers to reach swift, informed resolutions.
Simplify data ingestion
Unify data from across your institution to gain a more comprehensive view of potential fraud exposure. Customized frequencies through a single-entry point eliminate the risk of duplicate data collection.
Accelerate inspection
Make data-driven decisions by examining transactions from multiple angles to identify potential behavioral red flags. Obtain a transparent fraud risk score, empowering you to make faster, more accurate decisions and optimize review times.
Streamline decisioning
Rapidly approve, decline, or flag transactions for review with configurable rules developed with Abrigo’s fraud expertise. Seamlessly conduct time-sensitive investigations using comprehensive end-to-end case management to make swift decisions.
Gain insights
Easily track key trends and monitor analyst performance with advanced fraud reporting. Our reports provide useful insights to help you improve processes, make informed decisions, and stay ahead of new threats.
Step-up authentication
Empower fraud analysts to enhance security by sending text alerts to customers when a transaction appears suspicious. Customers can quickly confirm or deny the activity. Their responses are recorded in the platform, aiding analysts in making faster, informed decisions.
Optimize case management
Efficiently manage fraud cases from detection to resolution with Abrigo’s end-to-end case management. Automate workflows, centralize case data, and facilitate collaboration to accelerate decision-making and minimize fraud losses.
Covering your fraud detection needs
Abrigo Fraud Detection empowers financial institutions to combat fraud proactively, stopping fraudulent transactions before they impact operations or customers. Abrigo will enhance our check, wire, and ACH fraud detection capabilities to address new threats. We will also expand the platform to include more transaction types. Institutions can also detect fraud linked to debit card activity and new accounts through Abrigo’s existing fraud scenarios.
Wire Fraud Detection
Stop fraudulent transactions before funds are released. The real-time solution combines expert-designed detection scenarios, a configurable rules engine, adjustable fraud thresholds, and seamless integration with wire payment providers. Explore wire fraud detection
Check Fraud Detection
Detect altered items, forgeries, and fraudulent check images at a higher rate with a solution that unifies Mitek’s AI/ML powered check image analysis, a nationwide consortium of check fraud data, and Abrigo’s configurable decision engine.
ACH Fraud Detection
Protect your institution by intercepting fraudulent ACH transactions before processing. The real-time solution combines behavioral analytics, configurable rules, third-party verification, and seamless integration across origination and receipt channels.
Check Kiting Fraud Detection
Receive alerts for account scenarios when there are significant changes in past behaviors or unexpected activities.
Account Takeover
Prevent Corporate Account Takeover with scenarios that run immediately after a batch has been uploaded to Abrigo.
New Account Fraud Detection
Monitor new accounts with aggressive or excessive behaviors concerning currency vehicles and their transactional traits.
Debit Card Fraud Detection
Detect known patterns of fraudulent debit card behavior, including unusual spikes in activity and changes in usage frequency.
"We're catching fraud before it happens, and we're able to catch fraudulent checks with image analysis that we couldn't have caught [before]."
Stephen Wager, Chief Risk Officer and Chief Compliance Officer, TEXAS NATIONAL BANK
Advantages of fraud detection software
Abrigo offers community financial institutions access to advanced fraud detection software. This technology was previously available only to the largest banks. Defend your institution, customers, and bottom line from costly attacks.
Time savings
AUTOMATED END-TO-END WORKFLOWS
Enhance efficiency with automated fraud detection workflows. These workflows can be customized to meet your needs, covering data ingestion, inspection, decision-making, and reporting. This minimizes the burden of manual processing, lowering costs and proactively preventing fraud's impact on your institution and customers.
Accuracy
CHECK IMAGE ANALYSIS
The solution utilizes AI and machine learning for check image analysis. Powered by Mitek, it examines 24 elements, including handwriting and signatures. Additionally, it leverages a nationwide consortium of check data. Get a smarter, transparent fraud risk score that reflects multiple factors to power your automated decisioning process.
90%+ Fraud detection
Abrigo Fraud Detection has identified over 90% of fraudulent check value for its most engaged early adopters. This is achieved by calibrating to each institution’s unique risk profile, ensuring both accuracy and protection.
"It’s really allowed our fraud team to have a
system in place for identifying possible fraud and then shooting that to the BSA team to determine how they will handle reporting."
system in place for identifying possible fraud and then shooting that to the BSA team to determine how they will handle reporting."
- Director of AML Risk Management, $1.8B Illinois regional bank
Integrated systems with Abrigo
Your partner in the fight against financial crime
Abrigo offers world class software, but we are more than just a software provider. In addition to our solutions, we provide access to a strong network of over 85,000 Abrigo Community members. This includes experienced financial crime consultants and industry experts available to you. Abrigo makes it possible to combat financial crime with software and services built for your institution.
Combat financial crime with software and services built for your financial institution
Our robust, transparent, and adaptable financial crime solution suite includes both fraud detection software and AML software. Through shared case management, data integration, and reporting, banks and credit unions can eliminate internal silos. This approach helps them detect, manage, and resolve suspicious activity more effectively.
Our tailored AML training and workshops get you started, while our AML advisory services guide you towards success.
Why is Abrigo the best choice in fraud detection for banks and credit unions?
What is Abrigo Fraud Detection software?
Abrigo Fraud Detection is a scalable, AI-powered fraud detection platform built specifically for banks and credit unions. It combines explainable AI and machine learning with configurable rules and a real-time orchestration engine to detect fraud across checks, wires, and ACH while maintaining transparency and operational control.
How does Abrigo Fraud Detection help financial institutions reduce losses?
Abrigo Fraud Detection identifies fraudulent activity in real time and streamlines investigations through automated decisioning and centralized case management. Institutions using the platform have achieved ROI in less than six months, prevented $47M+ in fraud losses in 2025, and reached 90%+ fraud detection rates by calibrating detection to their unique risk profiles.
Which organizations is Abrigo Fraud Detection built for?
Abrigo Fraud Detection is purpose-built for community and regional banks and credit unions seeking scalable fraud risk management software. The platform adapts to each institution’s transaction mix, risk tolerance, and growth strategy, allowing fraud programs to expand without adding operational complexity.
What types of fraud can Abrigo’s software detect?
Abrigo Fraud Detection supports real-time detection across check, wire, and ACH transactions, with more payment and fraud types planned for future development. The platform analyzes behavioral patterns, transaction attributes, and consortium insights to identify complex fraud schemes across multiple payment channels.
What technologies power Abrigo’s Fraud Detection?
The platform blends explainable AI, machine learning, behavioral analytics, configurable rules, and real-time orchestration to detect fraud with precision. For example, check fraud detection analyzes 24 distinct attributes and assigns a transparent transaction risk score, giving teams clear, defensible insight into every alert.
How does Abrigo’s fraud detection integrate with broader financial crime programs?
Abrigo Fraud Detection is tightly integrated within Abrigo’s Financial Crime suite, unifying fraud, AML/CFT, and sanctions screening in a shared case management environment. This integration improves cross-team visibility, reduces silos, and strengthens oversight when fraud activity may also signal AML risk.
What operational benefits does Abrigo Fraud Detection provide?
Abrigo streamlines fraud workflows from alert generation through investigation and resolution within a centralized case management system. Automated decisioning, real-time customer text verification options, and robust reporting tools help teams reduce manual review time, prioritize high-risk cases, and maintain consistent documentation.
How does Abrigo Fraud Detection compare to manual fraud detection processes?
Unlike spreadsheets and manual reviews that struggle to keep pace with transaction growth, Abrigo applies AI-driven analysis in real time to detect behavioral anomalies and high-risk activity before losses escalate. This automation improves consistency, accelerates response, and enables fraud teams to focus on the highest-risk transactions.
How does Abrigo Fraud Detection differ from traditional rule-based fraud systems?
Traditional rule-based systems rely on static thresholds that can create excessive false positives or miss emerging fraud patterns. Abrigo combines configurable rules with explainable machine learning and behavioral logic, enabling institutions to detect complex schemes while maintaining full transparency and calibration control.
Why choose an integrated fraud management platform over standalone tools?
An integrated fraud management platform centralizes detection, investigations, reporting, and customer verification in one environment. Abrigo’s unified approach eliminates disconnected tools, improves data visibility, and enables institutions to align fraud strategy with broader financial crime risk management for stronger, more efficient protection.
Resources on fraud detection
Combatting fraud in your institution
Success Story - Texas National Bank amplifies fraud prevention with Abrigo Fraud Detection
Learn how a financial institution faced the challenge of increasing fraud threats and complexity in detection.
Fraud guidebook
Guide - Practical insights for financial institutions
Download for an in-depth review of top fraud trends, and how financial institutions can prepare to combat crime.
How AI is used in fraud
Blog - Threats and opportunities
With fraud at an all-time high, see how you can protect clients from AI-driven fraud while using the same technology to detect fraud and strengthen text.
