Leaders at financial institutions are constantly tasked with making key decisions that impact an institution’s financial performance, outlook, and strategy. Meanwhile, they must navigate the added pressures of changing economic landscapes, interest rates, customer demand, etc. that come into play. This is where a sound and robust asset/liability management (ALM)

ALM & non-maturity deposits modeling: Assumptions on key funding sources Accurate assumptions are vital in non-maturity deposits modeling when using the funding source as a natural hedge to changing interest rates. This is the fifth post in a series.   Want more advice on modeling non-maturity deposits? We can help. LEARN

ALM & measuring liquidity risk at banks and credit unions Regulatory agencies expect financial institutions to measure and manage liquidity risk. This is the fourth post in a series.   Would you like other articles like this in your inbox? Takeaway 1 Liquidity is the capacity to meet cash and collateral

ALM & measuring long-term interest rate risk Interest rate risk is measured through two approaches. This ALM 101 post describes the value at risk(VAR)/economic value of equity (EVE) risk perspective (long-term risk to market value of capital). It is the third in a series.  Would you like other articles like

ALM & measuring short-term interest rate risk Interest rate risk is measured through two approaches. This ALM 101 post describes the earnings at risk(EAR)/income at (IAR) risk perspective (short-term risk to the income statement). Access all of the articles in this ALM 101 series. Download the eBook DOWNLOAD Takeaway 1

Asset liability management basics In part 1 of this “Introduction to ALM” blog series, learn the goals of asset liability management and how it can help financial institutions. Read the full blog series here: “ALM 101 eBook: Introduction to asset/liability management” DOWNLOAD Takeaway 1 ALM in banking means managing the

Top banking risk management papers and infographics  Abrigo experts’ insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. Here are the top resources. You might also like this webinar, “Unraveling risk rating: Making sense of your best early warning tool.” Watch NOW Takeaway

Stress testing & deposit strategies in the spotlight The failure of Silicon Valley Bank offers other financial institutions the chance to reassess their approaches to and management of interest rate risk, liquidity risk, and credit risk.  You might also like this whitepaper, “Inflation and rising rate’s impacts on earnings and

Where rates are headed As regulators focus on interest rate forecasts used for interest rate risk management, remember that flattening, steepening, or inverting yield curves can influence your projections.   You might also like this on-demand webinar, “Deposit strategies for funding challenges” WATCH Takeaway 1 Many financial institutions are questioning

Blog posts to help your asset/liability management (ALM) staff strategize for the future These ALM posts were the most popular in 2022. Our top ten blogs were created by Abrigo’s team, which includes former bankers, regulators, and industry experts. Would you like other articles like this in your inbox? Takeaway