Click the header next to each number to visit the corresponding top banking risk resource.
The ALM 101 eBook covered the goals and approaches of asset/liability management, explaining how ALM helps financial institutions get the most profitability out of their balance sheets while managing evolving risks. It covered the significant ways banks and credit unions measure interest rate risk and manage liquidity risk. The eBook also explained the critical steps of capital planning to meet financial institution goals and critical modeling assumptions for key funding sources. Additional resources related to this eBook included webinars on tracking deposit behaviors and tips for the Asset/Liability Management Committee (ALCO).
The March bank failures and increasing risks in the banking environment led to increased scrutiny of and by regulators. Regulators pledged a tougher stance and more aggressive supervision, so Abrigo provided a checklist describing four areas likely to see additional examiner focus. Banks and credit unions looking for more information on prepping for exams can also listen to Abrigo’s Ahead of the curve podcast, which focuses on the OCC’s Bank Supervision Plan for 2024.
This year has had its share of rapidly changing market conditions that risked leaving some institutions susceptible to strains on capital. The popularity of this whitepaper on stress testing, then, is understandable. Stress testing is a prudent way for a bank or credit union to identify its critical vulnerabilities to market forces. This paper describes regulatory guidance on stress testing, how the process works, and how to incorporate CECL in its stress testing methodology and data. A webinar on Stress testing and CECL efficiencies was also popular.
DiCOM, now part of Abrigo, has been conducting an annual loan review industry survey for 12 years, and the 2023 survey results were as popular as ever. This paper includes data to help loan review departments benchmark their staff sizes and salaries, loan review priorities, credit risk management reporting lines, and other activities involving loan review staff. Another loan review resource is the on-demand webinar covering the survey. It includes Abrigo experts’ take on the emerging trends and best practices in the loan review space.
Abrigo has been a leader in the CECL arena since the Financial Accounting Standards Board first rolled out the approach in 2016 and is the only ABA-endorsed provider of CECL software. This kit of resources for tackling CECL has helped thousands of bankers create successful transition plans.