John Hurlock

John has 30 years of experience working with financial institutions. He currently is the president of SMARTER risk management, which was founded by John in 2012. He saw a significant need for Effective Risk Management (ERM) programs in the financial services industry and wanted to continue the decade-long successful initiatives he created at Metavante and Sheshunoff Consulting as the Director of the Enterprise Risk Management. Since developing the SMARTER approach to risk management, John and his team have worked with institutions ranging in size from $500 million to $30 billion in assets. John not only specializes in ERM programs but also advises on strategic and capital planning, DFAST implementation, model validation, compliance program development and regulatory responses.