Learn from industry experts and thought leaders. With sessions focused on BSA/AML and Fraud, Credit Risk + Lending, Portfolio Risk + CECL, and Asset/Liability Management, we have you covered. You may mix and match sessions to create the agenda that fits YOUR needs.
ThinkBIG
Event Sessions
May 23-26, 2022 | La Cantera Resort & Spa | San Antonio, TX
- Hear from panels of your peers who share their insights and experiences
- Interactive sessions with polling and open discussion
- Three days of education and networking
- Network and collaborate with industry peers
- Earn continuing education credits (types and quantities announced upon approval)
- Enjoy the beauty of La Cantera Resort & Spa and San Antonio, Texas
The topics covered are very relevant. I always leave with takeaways that I can immediately put into practice.
Valerie pimenta, EVP/CFO | Pawtucket Credit union
Session Details
Sessions will continue to be added as they are confirmed. More details coming soon.
Filter Sessions
asset-liability
bsa-aml
fraud-prevention
lending-and-credit-risk
portfolio-risk-cecl
KEYNOTE: Pink Goldfish: Defy Normal and Exploit Imperfection
Featuring: David Rendall
Companies, especially financial institutions post pandemic, need to stand out in a crowded marketplace, but true differentiation is increasingly rare. Based on over 200 case studies, Pink Goldfish provides an unconventional framework for achieving competitive separation by embracing flaws, instead of fixing them. Think bigger about your organization’s strengths and weaknesses and customer experience to break away from the crowd.
In this session, we will explore how to:
· Clarify organizational strengths and weaknesses
· Capture consumers’ attention
· Improve customer retention
· Maximize differentiation
· Increase word of mouth advocacy
· Enhance customer loyalty
asset-liability
bsa-aml
lending-and-credit-risk
portfolio-risk-cecl
When the Future Arrives Early: Economic Trends in a Transformed World
Featuring: Jason Thomas, PhD, Director of Research, The Carlyle Group
Explore how Covid, digitalization, and policy is shaping economic outcomes in 2022 and beyond.
asset-liability
lending-and-credit-risk
portfolio-risk-cecl
The State of Banking Now Panel
Featuring: Rob Blackwell, Chief Content Officer, Intrafi Network and former editor-in-chief of American Banker, moderator; Jill Castilla, CEO, Citizens Bank of Edmond; Brad Tidwell, CEO & President, VeraBank, Michael Kozub, CEO, TransPecos Banks
Rob Blackwell, the chief content officer of IntraFi Network and former editor-in-chief of American Banker, will moderate a panel of bank CEOs looking at the current state of the banking industry. Panelists will tackle how the pandemic has changed banking, including accelerating digitization, and how institutions are targeting new customers and keeping them, among other topics.
portfolio-risk-cecl
Stress Testing - The Good, the Bad, and the Severely Adverse
Featuring: Zach Englert, Consultant, Advisory Services, Abrigo, and Zach Langley, Consultant, Advisory Services, Abrigo
COVID-19 illustrates how rapidly market conditions can deteriorate and subject banks to considerable strain on capital. Creating a dynamic stress test that can gauge the impact of numerous variables on the balance sheet and income statement will be key to managing capital levels. This session will provide key tips on how to create a stress test at your institution, and how you can utilize those results to create a robust capital planning framework.
lending-and-credit-risk
portfolio-risk-cecl
Institution Profitability - Beyond Interest Margin
Featuring: Darryl Mataya, Senior Advisor, Advisory Services, Abrigo
As institutions continue to deal with our compressed interest margins we have been seeing a renewed interest in profitability measurement systems. But there are different systems and techniques that purport to tell you where your real profit is – where your margin is being created at the least cost. We can measure it at the branch level, the customer level, or the product level. We can even measure it at the individual loan level before we make the loan. Which methods work, or at least tell us something useful? In this session we will review the various measurement mechanisms and compare the pros and cons of each. We will also give ideas on how to leverage profitability analysis in your Financial Institution today, without necessarily embarking on a full system implementation.
asset-liability
bsa-aml
lending-and-credit-risk
portfolio-risk-cecl
Setting Your Strategic Outlook in Today's Market
Featuring: Regan Camp, Managing Director, Abrigo; Dave Koch, Managing Director, Abrigo
Heading into 2022, financial institutions are facing changing conditions and critical decisions that will impact long-term success. The Federal Reserve is poised to raise rates directly impacting your loan and deposit strategies and future probability. Adoption of the CECL accounting standard carries risks and compliance costs. Borrowers are demanding longer-term, fixed rate loans that are not desirable to most FI's but are demanded by the best credits. Rising rates increase deposit cost pressures to retain the funding. In this session, we will present key challenges FIs are facing including changing credit risk conditions, uncertain liquidity positions, and the impact of realistic interest rate scenarios, and what this means to balance sheet strategies.
bsa-aml
BSA Examinations: Partnerships with Regulators
Featuring: Amy Richardson, Senior Director, Learning Services, Conference of State Bank Supervisors; Jessica Southworth, Senior Certified Financial Institutions Examiner, Kentucky Department of Financial Institutions; Michelle Lucci, Regulatory Compliance Director, Abrigo
Have you ever wondered what examiners are thinking during an examination? Would you like to be prepared knowing what your examiner will prioritize and ask during your next exam cycle? If so, please join us for a fireside chat with two financial examiners from state regulatory agencies. They will answer questions that will give you that needed confidence! They will also discuss examination examples, best practices from the regulatory perspective, and examiner expectations.
bsa-aml
fraud-prevention
Emerging Trends in the Crypto-Crime Nexus: Altcoins, Blockchains, and Bitcoin
Featuring: Dr. Diana Summers, Cyber Operations Officer, Homeland Security Investigations and Christopher Hicks, Special Agent, Homeland Security Investigations
This session will cover emerging trends within the cryptocurrency space that include the rapidly expanding token ecosystem, the development and launching of blockchains with new capabilities, and the role that Bitcoin still plays in criminal activities. The talk will conclude with a discussion of the implications of these new trends for law enforcement agencies and the private sector, and the potential impacts of these new trends.
lending-and-credit-risk
Panel: The Secrets of Success: Best Practices for Optimizing ROI on Your LOS to Grow More Efficiently
Featuring: Alison Trapp, Vice President, Implementation, Abrigo; other panelists TBA
Hear from a panel of Abrigo clients on how they increased their return on investment in the Abrigo LOS solution. Participants will benefit whether you are in implementation or have been live for years. Topics include how clients are measuring success, ways they objectively show benefits, and strategies for managing change.
bsa-aml
fraud-prevention
Recent Regulatory Updates: Where are we now?
Featuring: Terri Luttrell, Compliance and Engagement Director, Abrigo
The FinCrime industry has been waiting for regulatory reform for some time. Now that it's been over a year since the Anti-Money Laundering Act (AMLA) of 2020 became law, FinCEN and the regulatory agencies are taking action to implement desperately needed change. Beneficial ownership is getting the attention and direction it deserves. Regulations are being written to support the FinCEN Priorities and give the industry much needed guidance. Are you ready? This session will discuss the up-to-date legislative and regulatory climate and give tips on knowing what your financial institution should do now to prepare.
bsa-aml
How to Efficiently Quantify BSA/AML Staffing Needs and Build a Successful Business Case
Featuring: Mallory Harrington, Senior Financial Crime Investigator, Abrigo and Brandon Logue, Financial Crime Investigator, Abrigo
Financial institutions have differing BSA/AML staffing needs depending on the financial institutions' size and risk profile. Right-sizing your AML team is critical to the success of your program. Staffing assessments are highly recommended to ensure adequate coverage for all BSA responsibilities, so none fall through the crack. Anti-Money Laundering Act of 2020 (AMLA) guidance to be released by FinCEN throughout 2022 potentially means additional regulatory duties and reporting. In this session, we will cover the negative impact of improper staffing. Financial institutions should learn the steps to perform successful staffing assessments and quantify cost data to develop a strong business case for your management team.
lending-and-credit-risk
Strategies to Grow your Commercial & CRE Loan Portfolios in 2022 and Beyond
Featuring: Rob Newberry, Senior Advisor, Advisory Services, Abrigo
A majority of community financial institutions strive to grow their Commercial and CRE loan portfolios. Finding competitive advantages, product differentiation, and effective loan pricing strategies are keys to successful sustained growth. We will explore different strategies that could be used to grow loans while maintain acceptable profit margins.
bsa-aml
fraud-prevention
The Real Cost of Human Trafficking - Partnering to Protect Survivors
Featuring: Heather Bellino, CEO, Texas Advocacy Project, Inc. and Terri Luttrell, Compliance and Engagement Director, Abrigo
Human trafficking is one of the fastest-growing criminal activities in the world, exploiting over 45 million people and generating an estimated $150 billion in profits each year. The real cost of human trafficking is the lives that this horrific crime changes forever. When we combine legal solutions and advocacy with ongoing support, survivors can begin to regain their dignity. This session will discuss what financial institutions can do to help identify and prevent human trafficking, what assistance is available to survivors, and how partnering with organizations like Texas Advocacy Project can provide the best possible chance for survivors to break free.
bsa-aml
fraud-prevention
Text to Tech Toys: Augmented, Reinforced Mechanisms for your AML & Compliance Systems
Featuring: Col. Joshua Potter (retired), National Security Professional, International Coalition Against Illicit Economies (ICAIE)
The crime-terror nexus persists and thrives in the current pandemic conditions. Consumer behavior has changed along with our work environment and criminal activities. How have you adapted?
In this session, we will discuss financial crime programs such as emerging markets, fintech dashboards, open-source intelligence, and the advent of bitcoin/altcoin, cryptonomics, and blockchain, as well as domestic terrorism and criminal syndicates.
Additionally, we will outline the impending breaches through quantum computing attacks on our existing cyber-security systems (Happy Hunger Games!) and active cyber-countermeasures.
This session will enable you to walk away with a clearer understanding of practical actions you can take and some new tools that save time, money, and manpower.
bsa-aml
fraud-prevention
Pandemic Fallout: The Elderly
Featuring: Elissa Brewer, CAMS, Risk Management Consultant, Abrigo
The COVID-19 pandemic has dramatically increased fraud across the country, and our elder population has been hit especially hard due to their vulnerability. This session will focus on the ongoing battle with elder financial abuse, how the pandemic escalated the issue, and what you (and your financial institution) can do to help our most vulnerable population by detecting and reporting this horrific crime.
bsa-aml
fraud-prevention
From Money Mules to OTP Bots - Fraudsters at Work in 2022
Featuring: Eli Dominitz, CEO, Q6 Cyber
Fraudsters and cybercriminals have been ramping up their attacks against financial institutions. In this presentation, we will venture into the Dark Web (back by popular demand!) and profile the latest trends in financial fraud and cybercrime. Additionally, we will highlight a few case studies of fraud schemes that resulted in significant losses. Most importantly, we will discuss what financial institutions can do to disrupt these threats.
asset-liability
lending-and-credit-risk
Lending in a Rising Rate Environment - Separating Yourself from the Pack
Featuring: Rob Newberry, Senior Advisor, Advisory Services, Abrigo
What can your financial institution do mitigate the risk in lending while having profitable loan growth? Many lenders have not experienced lending in a time where inflation is the main topic of discussion among economists. What can lenders do to prepare their customers for potential market adjustments in input costs and raising interest rates? Should financial institution’s credit policies or product offerings be updated to help mitigate additional credit risk?
Join us as we discuss these credit issues in more detail and then look at how loan pricing and product feature strategies can help drive growth in a raising rate environment.
asset-liability
lending-and-credit-risk
Dusting off the Crystal Ball: Banking in 2042
Featuring: Greyson Tuck, President, Gerrish Smith Tuck LLC.
Community banking has experienced significant evolution over the past decade. Moving forward the only constant will be change, although likely at an even faster pace. This presentation will briefly look at the past and present of community banking, and will provide insight and commentary on further anticipated industry changes moving forward. This presentation should not be missed by any community bank director or executive officer that is looking to better understand and position their community bank for future success.
bsa-aml
fraud-prevention
Tips and Tricks for Making the Most of Your AML Monitoring Solution
Featuring: Kevin Gulledge, CAMS, Senior Risk Management Consultant, Abrigo
With AML staffing concerns industry-wide, efficiencies in your suspicious activity monitoring program are more important than ever. Understanding the best practices of investigations, reporting functions, and SAR filings are just a few of the AML responsibilities that make a difference in the success of your program. In this session, learn to utilize shortcuts and functionality within BAM+ that you may not be aware of and wow your board and regulators with enhanced capabilities. Come hear from the super users all there is to know for your success.
portfolio-risk-cecl
CECL: The Final Countdown
Featuring: Garver Moore, Managing Director, Advisory Services, Abrigo
Most financial institutions will be required to present an Allowance for Credit Losses under the new standard by the end of 2022. In this presentation, tailored for financial institutions that have not yet adopted the standard -- or those who may feel the need to take a second look at their practices given the realities of economic uncertainty – we will discuss lessons learned from implementing the standard at hundreds of SEC Registrant institutions, and how those lessons scale to the complexity of smaller and private institutions. The bad news: the transition takes some work. The good news: The work is far less than many fear, so long as it’s done in a thoughtful way. Participants will learn: How to adapt (and scale) the best practices of SEC registrant institutions to create a durable practice at their own financial institution. How to avoid common stumbling blocks and wasted effort that can be a drain on resources and staff. How to use existing capabilities and assets to implement the standard, or ensure that their work implementing the standard pays dividends elsewhere at the financial institution. How to reduce reliance on qualitative overlays and reduce – not increase – the effort and risk in the estimate compared to prevailing Incurred Loss practices.
portfolio-risk-cecl
CECL: The Final Countdown for Credit Unions
Featuring: Garver Moore, Managing Director, Advisory Services, Abrigo
Credit unions will be required to present an Allowance for Credit Losses under the new standard by the end of 2022. In this presentation, tailored for credit unions that have not yet adopted the standard -- or those who may feel the need to take a second look at their practices given the realities of economic uncertainty – we will discuss lessons learned from implementing the standard at hundreds of SEC Registrant banking institutions, and how those lessons scale to the complexity of smaller and private institutions.
Credit Unions are in a delicate position compared to banking institutions. For banks, the requirement for most SEC registrants to adopt at the end of 2019 provided a clear set of scalable best practices for smaller and private banks to apply during their own transition, which was the whole purpose of the staggered implementation timeline. Credit Unions do not have a population of like-kind, publicly traded early adopters to look to, and will have to tailor the lessons learned through the regulatory and audit requirements of banking institutions. We have found that most of the practices and decisions that worked for public banks can be applied to, and scaled for, credit unions of all sizes. Further, we have found that credit unions may have an easier time of assessing lifetime credit risk than an equivalently sized banking institution. The standard is the same for all lenders, but the problems differ slightly.
The bad news: the transition takes some work. The good news: The work is far less than many fear, so long as it’s done in a thoughtful way. Participants will learn how to:
- Adapt (and scale) the best practices of SEC registrant banking institutions to the particular practices of credit unions.
- Create a durable practice at their own financial institution.
- Avoid common stumbling blocks and wasted effort that can be a drain on resources and staff.
- Use existing capabilities and assets to implement the standard, or ensure that their work implementing the standard pays dividends elsewhere.
- Reduce reliance on qualitative overlays and reduce – not increase – the effort and risk in the estimate compared to prevailing Incurred Loss practices.
bsa-aml
Reefer Madness or Gladness: Banking Cannabis in 2022
Featuring: Kevin Gulledge, CAMS, Senior Risk Management Consultant, Abrigo, and Mary Stokes, Client Success Development Manager, Abrigo
Are you currently banking cannabis-related businesses, or are you considering getting into this space? In this session, we’ll discuss the United States marijuana laws that vary from state-to-state, learn about interesting loopholes in the 2018 Farm Bill, review new developments in the cannabis industry, demonstrate our CRB functionality in BAM+, and preview some things that are on the horizon. We will show you that you don’t need to be afraid of banking CRBs. We will arm you with knowledge so you can be the “Subject Matter Expert” at your institution and bank these customers safely.
bsa-aml
fraud-prevention
Fraud and AML in Cryptocurrency: How Open-Source Intelligence can help your investigation
Featuring: Erin O'Loughlin, Senior Director Training, ACFCS
Whether you are an investigator for a traditional financial institution or for a licensed crypto exchange, some tactics remain constant throughout both industries; one of those things is the use of open-source intelligence. During this session, Erin will provide audience members with tips and tricks of when to use open source, how to maximize results, and when to know when you have discovered enough information to wrap up your investigation.
bsa-aml
FinCrime Risk Management Panel: Q & A
Featuring: Jessica Corey, Senior Risk Management Consultant, Abrigo; Hannakah Rubin, Risk Management Consultant, Abrigo; Danielle Austin-Rios, Risk Management Consultant, Abrigo; moderated by Andres Tapias, CAMS, GAMS, CFE, Manager of Consulting, Abrigo
The BSA/AML profession has many essential moving parts and so many hours in the week to accomplish them all. Do you have questions about what is critical in developing a solid AML risk management program and how to implement these aspects of your program? In this session, you will be able to ask anything of our panel of industry experts to get the latest best practices in the risk management space. They will have your answers, from system optimizations to risk assessments.
bsa-aml
fraud-prevention
Best Practices for a Comprehensive FinCrime Investigation
Featuring: Melissa Mantooth, CAMS, Risk Management Consultant, Abrigo & Patrick Thomas, CAMS, CFE, Risk Management Consultant, Abrigo
FinCrime alert and case investigation and documentation are critical parts of your suspicious activity monitoring program. Under extensive regulatory scrutiny, investigation processes may seem to always need more in the eyes of examiners. Alert triage and case investigation processes differ, but each has unique nuances that are musts in your procedures and practices. In this session, learn how to satisfy regulators and assist law enforcement with best practices for accurate, thorough alert and case investigations.
lending-and-credit-risk
Elements that Influence Small Business Loan Automation in Financial Institutions
Featuring: Joe Berquist, Vice President, Harleysville Bank
Community bank executive leaders in the United States are facing an erosion of market share in small business loans due to multiple external and internal factors. A possible solution to these problems is automation of the small business loan process. Six elements have been identified that influence executive leaders’ readiness to automate the small business loan process, which include culture, leadership support, collaboration of business units, data sources, automation software, and employee’s skilled in loan automation. Recommendations are focused on community bank executive leaders’ perceptions of these elements and how this influences their readiness to automate the small business loan process.
lending-and-credit-risk
portfolio-risk-cecl
Panel: Opportunities and Lessons Learned in M&A
Featuring: Paula King, CPA, Senior Advisor, Advisory Services as moderator, Baker Eddraa, CPA, Director, Advisory Services, Abrigo; Brandon McBay, SVP, Head of Credit Administration, Southern States Bank; Brian Plum, CEO, Blue Ridge Bank
With M&A activity on the rise in banking, hear from this panel of bankers who have first-hand experience in a variety of mergers and acquisitions. They will share opportunities and lessons learned they have experienced as well as commentary on M&A strategy, culture fit, due diligence, business valuation, planning and execution of the integration, and more.
lending-and-credit-risk
Practical Considerations for Growth in Today's Landscape
Featuring: Kim Fraser, CEO, Bankable Fintech
The landscape for banks and credit unions continues to evolve. What are some practical considerations looking to the future for your institution’s growth? We will explore future-proofing technology for partnerships (integrations and interoperability), the importance of CX & UX, embedded banking, decentralized finance, whole loan sales & participations, and best practices to being a good partner.
lending-and-credit-risk
Credit Memo Best Practices
Featuring: Ancin Cooley, CIA, CISA, Principal, Synergy Bank Consulting, Inc.
An effective credit memo is beautiful work of art that captures your attention, explains the opportunity as well as the risks. In this fun and upbeat session, Ancin Cooley with Synergy Bank Consulting will discuss the art and science producing an effective credit memo.
asset-liability
bsa-aml
lending-and-credit-risk
portfolio-risk-cecl
Ch-ch-ch-ch-changes - Turn and Face the Strange
Featuring: Andy Snow, Senior Vice President, Client Success, Abrigo
Embrace the change and the curious. Learn key strategies for creating awareness and building desire to support an organizational transition from current to future state.
lending-and-credit-risk
Lending & Credit Product Seminar + Cocktail Hour
Featuring: Megan Kelly, Senior Consultant, Abrigo
Join the Lending & Credit training and product teams for a 3.5-hour product seminar including product roadmap, recent updates, risk management, online loan application, workflow + dashboards, and feedback time. The last hour enjoy appetizers and libations while networking with other Lending & Credit product users.
asset-liability
portfolio-risk-cecl
Building Synergy in Portfolio Risk Management + Cocktail Hour
Featuring: Garver Moore, Managing Director, Abrigo
Learn how the work you've already put into adopting the CECL accounting standard can be used to solve many other problems at your financial institution. This session is for users of ALLL, Stress Testing, Insights, or ALM.
This session will explore building models in Abrigo’s portfolio solutions, applying models for CECL in Abrigo ALLL, applying models for ALM in Abrigo ALM and applying models for stress testing in Abrigo Stress Testing.
In the last hour of the session, enjoy appetizers and libations while networking with other Abrigo solution users.
bsa-aml
BAM+ Product Seminar + Cocktail Hour
Featuring: Mary Stokes, Client Success Development Manager, Abrigo
Join the BAM+ training and product teams for a 3.5-hour product seminar including product roadmap, recent updates, best practices around commonly asked questions, and feedback time. The last hour enjoy appetizers and libations while networking with other BAM+ users.
portfolio-risk-cecl
Loan Loss Analyzer Product Seminar + Cocktail Hour
Featuring: Chris Emery, Director, Strategy & Engagement, Abrigo
Join the Loan Loss Analyzer product team for a 3.5-hour product seminar including product roadmap, recent updates, and feedback time. The last hour enjoy appetizers and libations while networking with other LLA product users.
lending-and-credit-risk
Solution Center: Better Decisions Through Data
Featuring: with Evan Jezek, Manager, Sales Engineering, Abrigo and Zach Langley, Consultant, Advisory Services, Abrigo
Overwhelmed with the data and looking for a way to assimilate it into an effective tool for executive management, various committees, and board reporting? Need a reporting tool to monitor and react to early warning signals, in your loan portfolio, for example? Join us for an informative session on the Abrigo Connect solution where our experts will show you how we can assist you in utilizing your data, already in the Abrigo system, to provide a sophisticated, customized, and efficient reporting and tracking solution.
lending-and-credit-risk
Solution Center: Enhance Your Borrower Experience: Automating Consumer and Small Business Lending
Featuring: with Amy Cox, Sales Engineer III, Abrigo and Eric Peterson, Sales Engineer I, Abrigo
Join us to see how Abrigo's Dynamic Application, Workflow, and Automations create a better borrower experience while streamlining the loan origination process.
asset-liability
lending-and-credit-risk
portfolio-risk-cecl
Solution Center: Streamline Processes: Abrigo's Consumer Account Opening
Featuring: Featuring: Laura Wahl, Director, Sales Enablement along with Stacy Bishop and Chuck Nwokocha from Process Maker
Learn how Abrigo can help financial institutions of all sizes meet the challenges of digital account opening. For both commercial and consumer accounts Abrigo can help deliver an exceptional customer experience, cross sell other products while you have the active engagement of customers, and automate the “last mile” of boarding to the core and funding.
asset-liability
lending-and-credit-risk
portfolio-risk-cecl
Solution Center: Leveraging Integrations and API's for Efficiency
Featuring: Featuring: Connor Heinrich, Director, Product Management
This session will give attendees an overview of our Sageworks LOS integrations and API offering, plus preview of some of our newest partnerships.
Solution Center: The Data Issues: How Data Integrity Impacts Your Suspicious Activity Monitoring Program
Featuring: Featuring: Danielle Austin-Rios, Risk Management Consultant, Abrigo
Learn why data quality and integrity is a critical component to a BSA Program and how Abrigo can help identify and remediate data roadblocks.
asset-liability
lending-and-credit-risk
portfolio-risk-cecl
Solution Center: Rethinking Your ALCO Risk Measurements: It’s ‘shocking’ that we still measure ‘shocks’!
Featuring: Featuring: Dave Koch, Managing Director, Abrigo
In this session we will look at the value of moving beyond traditional interest rate shocks for measuring earnings at risk in today’s market. While shocks can play a role, they more often provide a false sense of security or concern given the nature of the analysis. How you make decisions must be based on more usable data. See how Abrigo ALM and our ALM Advisory team can remove the ”shock” in your results