Learn from industry experts and thought leaders. With sessions focused on AML/CFT and Fraud, Credit Risk + Lending, Portfolio Risk + CECL, and Asset/Liability Management, we have you covered. You may mix and match sessions to create the agenda that fits YOUR needs.
Here are a few confirmed sessions for 2023.
Others will be added as available.
- Hear from panels of your peers who share their insights and experiences
- Interactive sessions with polling and open discussion
- Three days of education and networking
- Network and collaborate with industry peers
- Earn continuing education credits (types and quantities announced upon approval)
- Enjoy the resort experience of the JW Marriott Miami Turnberry Resort & Spa
The topics covered are very relevant. I always leave with takeaways that I can immediately put into practice.
Valerie pimenta, EVP/CFO | Pawtucket Credit union
Session Details
Sessions will continue to be added as they are confirmed.
Filter Sessions
asset-liability
lending-and-credit-risk
portfolio-risk-cecl
Economic Outlook and Trends
Featuring: Jason Thomas, PhD, Director of Research, The Carlyle Group
aml-cft
fraud-prevention
The Dark Side of Tourism: The Global Landscape of Sex Trafficking
Featuring: Scott Crosley, Pivot; Demetrius Walton, Pivot; Terri Luttrell, Compliance and Engagement Director, Abrigo
Human trafficking is a $150 billion industry and one of the more horrific crimes perpetrated by financial criminals. The United States continues to be a country of high demand for sex trafficking, as demonstrated by tourist packages sold for visits to countries known for their illicit sex trade. In this session, experts in the armed forces and leaders of the nonprofit Pivot will describe the connection between pornography and enslavement, how victims are deceived by traffickers, and the crisis of sex tourism. Their real-life stories of tragedy and success will enhance your knowledge and help you learn how your financial institution can detect the complex typologies of human trafficking and get the information into the hand of law enforcement partners.
aml-cft
fraud-prevention
Establishing a Crypto Compliance Program: What All Financial Institutions Should Know
Featuring: Alison Jimenez, Dynamic Securities Analytics; Lourdes Miranda, SendCrypto Blockchain Technology; Holly Sais-Phillippi, Thompson Reuters; moderator- Terri Luttrell, Abrigo
Does your financial institution have the needed information to develop an effective cryptocurrency compliance program? This panel of seasoned AML professionals will help prepare your AML team to investigate cryptocurrency transactions and update your compliance skills in light of the rise of crypto assets. You will understand related suspicious activity red flags associated with the illicit use of these digital assets and know how undetected crypto transactions can lead to deficiencies in your sanctions programs.
asset-liability
lending-and-credit-risk
portfolio-risk-cecl
Audit and Regulatory Expectations for 2023
Featuring: Graham Dyer, Grant Thornton; Anthony Porter, Moss Adams; Gordon Dobner, FORVIS; Mark Scriven, Elliott Davis, others TBA; moderator- Garver Moore, Abrigo
With CECL implementation behind them, financial institutions can relax, right? Not exactly. Join this panel for a discussion about the issues that matter most to auditors and examiners.
aml-cft
fraud-prevention
How to Catch a Criminal: The Latest Ways to Improve Your Fraud Mitigation Program
Featuring: Melissa Mantooth, Senior Risk Management Consultant, Abrigo; Elissa Brewer, Senior Risk Management Consultant, Abrigo
Criminals are getting more innovative in their efforts to defraud your customers or members. Join this session for the latest fraud monitoring tips, tricks, and best practices to improve your fraud mitigation program. You'll get practical ideas for enhancing fraud investigations and learn how to use BAM+Fraud Scenarios to best protect your customers/members and the institution.
asset-liability
lending-and-credit-risk
portfolio-risk-cecl
Where are we now, where are we heading, and where do we want to go?
Featuring: Regan Camp, VP, Advisory Services, Abrigo; Dave Koch, Director, Advisory Services, Abrigo
In this session Regan Camp and Dave Koch will outline key issues facing community FI’s in the wake of the recent rate hikes and economic realities. The session will look at key issues facing balance sheet management, margin protection, and overall interest rate, liquidity, credit and capital risk areas.
aml-cft
fraud-prevention
The Green Decade: 10 Years of Legal Cannabis and What We've Learned
Featuring: Kevin Gulledge, Senior Risk Management Consultant, Abrigo
It has been 10 years since Colorado and Washington first voted to legalize cannabis, and many more states have passed laws or regulations tied to cannabis since then. However, the federal government has been slow to react. Last year, the Biden administration outlined its efforts to re-schedule cannabis from a “Schedule 1 Drug.” In this session, we will look at the past decade of legalization and discuss where the United States might go in the future with cannabis and other drug legalization or re-scheduling. (Colorado has again led the way with the 2022 passage of psychedelic drug decriminalization.) We'll discuss what you’ll need to know if and/or when your financial institution decides to enter the cannabis-related space, including risk tiering of cannabis-related businesses, ongoing monitoring and reporting, and more.
aml-cft
fraud-prevention
How to Get Your SARs the Attention They Deserve: Effective SAR Narrative Writing
Featuring: Terri Luttrells, CAMS-Audit, Compliance and Engagement Director, Abrigo, and Luis Reyna, Special Agent, IRS Criminal Division
SAR writing is easier said than done. BSA Officers often ask, "What happens to our SARs once submitted? Is anyone even reading this information? In a never-ending sea of SARs filed with FinCEN each year, law enforcement must notice and read your SARs. Learn how to craft a SAR narrative that tells your story from the perspective of law enforcement while maintaining regulatory requirements.
You'll learn:
- The minimum requirements of information that must be in your SARs
- How to write compelling and captivating narratives for your audience: law enforcement
- The FinCEN SAR narrative requests for COVID-19-related fraud
Gain confidence in meeting all SAR writing regulatory expectations with this important session.
lending-and-credit-risk
Mitigating Risk with Digital Lending and Loan Syndication
Featuring: Don Shafer, Co-Founder, Quilo
In today’s world, community financial institutions need to go digital to stay relevant. To compete with fintechs that offer point-of-sale financing and those that are providing billions in personal loans every month, banks and credit unions need to be able to provide loans 24/7. Seventy percent (70%) of all personal loan applications are submitted to these fintechs during non-banking hours. To have any chance of acquiring Gen Z and Millennials, providing digital offerings is a must.
This session will demonstrate through case studies how banks and credit unions can digitize consumer lending and look at it in a fresh way through syndicating individual personal loans while mitigating credit risk tied to assets they put on their balance sheet. You'll also learn how digital underwriting eliminates potential risk with Fair Lending Act violations.
aml-cft
fraud-prevention
"Risky Business" - Best Practices for Automated Risk Rating
Featuring: Kevin Gulledge, Senior Risk Management Consultant, Abrigo
The automated risk rating module within BAM+ provides a wealth of information and options to the user, some of which go unused due to confusion around functionality or best practices. In this session, we will dig into the automated module and learn how to integrate it into your risk rating program. You'll learn how to calibrate and optimize the risk rating module. We'll also have an in-depth discussion of the Statistical Management Reports, including how to understand and incorporate the SMR output into the risk rating module.
lending-and-credit-risk
The Magic of Pipeline: 5 Keys to Building and Maintaining a Robust Loan Pipeline That Will Guarantee Sales Success
Featuring: Chris Carlson, Managing Director, Core Academy
Traditionally, bankers have struggled with consistency in their loan pipelines. Far too often, they look like a roller coaster with wild swings up and down.
A rising-rate environment, combined with economic headwinds, will add further challenges to banks and credit unions as they work to fill their pipelines.
This session will cover the strategies, tactics, and activities bankers must focus on to achieve success in these turbulent times.
lending-and-credit-risk
portfolio-risk-cecl
How to Engage Users in Your Technology Initiative
Featuring: Bailey Barretto, Abrigo
Rolling out new techology successfully involves engaging end users and gathering the right KPIs for board reporting. In this interactive session, executives are encouraged to speak candidly about their initiatives. Participants will walk away with an idea of what's worked well for others and tips and tricks they can use moving forward. Plus, discover how to gather meaningful metrics to report to your board on your technology initiatives.
aml-cft
fraud-prevention
BSA Meets M&A: Best Practices for a Smooth Acquisition
Featuring: Danielle Austin-Rios, Senior Risk Management Consultant, Abrigo
M&A happens. However, even though things are changing, the AML/CFT program must be robust. In this session, you'll learn about the processes integral to ensuring BSA compliance before, during, and after an acquisition.
lending-and-credit-risk
How to Cement a Profitable, Sound Construction Lending Program
Featuring: Dev Strischek, Principal, Devon Risk Advisory Group, LLC
This presentation addresses how to mitigate construction lending's higher risk, and it offers advice and guidance in how to extend construction loans safely and profitably. We will dive into the following:
- Construction lending policy—defining a construction loan, outlining necessary information and documentation needed to evaluate construction loan, monitoring loan performance
- Appropriate underwriting and structuring—LTV, LTC, minimum equity, bonding, etc.
- Role and activities of real estate construction administration (RECAD)—sources & uses, costs review, inspections, disbursements, retention, liens, construction problem mitigation
aml-cft
Succession Planning: A Plan for Success
Featuring: Danielle Austin-Rios, Senior Risk Management Consultant, Abrigo
Stuff happens. How do you make sure your AML/CFT program can handle the unforeseen? In this session, learn best practices for creating and enacting a BSA Succession Plan.
asset-liability
Interest Rate Risk: Are You Managing the Right Look at Risk?
Featuring: Susan Sharbel, Senior Advisor, Advisory Services, Abrigo
Interest rate risk has long been considered a concern when rates rise. But in reality, the bigger risk to most community FI’s is when rates fall. In this session, we'll review sample exposures from some of our clients who have outsourced their ALM to us. We'll discuss appropriate measurement and management of the interest rate risk exposures' impact on future performance as rates fall, as well as offer mitigation strategies that you can implement today.
aml-cft
fraud-prevention
The Fraud Battle: Staying a Step Ahead of New and Existing Threats
Featuring: Panel: Melissa Mantooth, Senior Risk Management Consultant, Abrigo; Elissa Brewer, Senior Risk Management Consultant, Abrigo; others TBA
Financial fraud risks constantly evolve as fraudsters continually come up with new schemes. This panel will include experience and perspectives from the front lines, with bankers, consultants, and law enforcement. You'll hear what fraud trends are new and which long-term trends prevail, along with strategies for fighting fraud, scams, and criminal activity.
aml-cft
fraud-prevention
Raising Criminal Minds: How to Develop FinCrime Subject Matter Experts Within Your FI
Featuring: Melissa Mantooth, Senior Risk Management Consultant, Abrigo; Elissa Brewer, Senior Risk Management Consultant, Abrigo
With the ever-changing, complex requirements of AML/CFT programs, it's more important than ever to train and foster subject matter experts from within. Internal subject matter experts can educate your team, your frontline, and beyond. This session will cover training tips for BSA/AML, fraud, and board audiences.
lending-and-credit-risk
portfolio-risk-cecl
Streamlining Change as You Grow
Featuring: Bailey Barretto, Consultant, Abrigo
Change is inevitable in a bank or credit union's tech stack. In this session, we will discuss best practices for continuously evolving and streamlining change. We'll answer the questions: What do you do when you add on new technology? How do you find hidden stakeholders? How do you handle incorporating new enhancements into your processes?
stress-testing
Credit Stress Testing User Group
Featuring: Zach Englert, Consultant, Advisory Services, Abrigo; Chantel Holland, Analyst, Advisory Services, Abrigo
Under a volatile economic environment, stress testing provides increased insight into the loan portfolio. Regulatory scrutiny provides additional stress testing incentives for all institutions to demonstrate strong capital levels even in adverse conditions. In this session, users will walk away with:
- Defined stress testing scenario planning processes
- Ways to identify key variables such as selling costs, probabilities of default, and losses given default
- Resources for stress testing documentation
portfolio-risk-cecl
CECL Current Events
Featuring: Graham Dyer, Partner, Grant Thornton; Rachel Binder, Senior Manager, Grant Thornton
Join this update on the most recent developments from FASB. We'll cover changes to the CECL standard, including ASU 2022-02, which removed TDR designation, and the current purchased financial assets project. Learn how the recent and upcoming changes may impact how your institution identifies and measures expected credit losses.
asset-liability
lending-and-credit-risk
portfolio-risk-cecl
Peer Roundtable: Addressing Common Challenges for Regional Financial Institutions (Part 1 & 2)
Featuring: Alison Trapp, Vice President, Implementation, Abrigo
Gain and share insights with your peers on strategies for addressing the challenges often faced by regional financial institutions. This discussion will cover a variety of topics, including initial and ongoing change management strategies and ensuring return on investment across multiple lines of business and complex organization structures.
aml-cft
All Things Sanctions
Featuring: Michelle Lucci, Regulatory Compliance Director, Abrigo
Sanctions remain in the spotlight in 2023, so it's vital to have up-to-date knowledge to maintain compliance. This session will provide some sanctions basics, including pertinent definitions and an overview of the goal of sanction compliance and legal authority to impose sanctions. You'll also hear details on evasion techniques to help you with detection, OFAC enforcement actions, and success and failure stories.
lending-and-credit-risk
CFPB 1071 Rule: Managing Risk Through Compliance Success
Featuring: Paula King, Senior Advisor, Advisory Services, Abrigo
In a recent survey of financial institution executives, the final CFPB 1071 rule was the top regulatory compliance concern -- understandably so. The rule is expected to represent the most significant data collection and reporting effort for financial institutions in nearly 50 years. In this session, we'll cover:
- An overview of the rule
- How to effectively manage small business lending risk by developing compliant policies and procedures and an effective process for data collection, recording, tracking, monitoring, and reporting.
- The importance of consistency in small business loan terms and standardization of loan pricing to avoid fair lending concerns, along with some ways to identify early warning signs.
From this session, you'll leave with tools to take back to your financial institution.
asset-liability
Wholesale Management: Managing the Bond and Borrowing Portfolios with an Eye Toward the Future
Featuring: Dave Koch, Director, Advisory Services, Abrigo
In this session, hear a panel discussion featuring bankers and ALM experts on the risks and opportunities present in the wholesale markets today as community FIs look to manage earnings and funding stability.
lending-and-credit-risk
Loan Pricing: Realities Today's Environment (offered once)
Featuring: Darryl Mataya, Senior Advisor, Abrigo; Rob Newberry, Senior Advisor, Abrigo
In uncertain markets, lenders can still find strong, profitable loans. Hear the state of the lending market and stories of recent initiatives by Abrigo clients in CRE, ag, 1-4 family, and consumer lending. We'll examine successful initatives, as well as some less successful ones to understand where the ideas fell short and gain insight into different approaches.
asset-liability
Interest Rate Risk – Are you managing the right look at risk?
Featuring: Susan Sharbel, Senior Advisor, Advisory Services, Abrigo
Interest rate risk has long been considered a concern when rates rise. But in reality, the more significant risk to most community FI’s arises as rates fall. In this session, hear examples of current exposures among Abrigo ALM model and outsource clients, mitigation strategies, and how they can impact future performance as rates drop.
asset-liability
A Look at Prepayment Speeds Through Changing Market Conditions
Featuring: Susan Sharbel, Senior Advisor, Advisory Services, Abrigo; Dave Koch, Director, Advisory Services, Abrigo
Prepayments play a critical role in liquidity planning and net interest margin production. Many ALM models use market-based data or rely on “institution experience” as their source. But how accurate are those estimates, and what are better alternatives for modeling your future performance? Using Abrigo’s vast database of loan data, we will present findings on how prepayments have reacted across different loan “pools” and the key drivers to consider when modeling future expectations.
aml-cft
BAM+ User Group
Featuring: Mary Stokes Gruca, Manager, Client Education and others TBA
ThinkBIG 2023 is starting with a bang! The FinCrime team is coming together for a fun and exciting session of learning from your peers with more roundtable discussion on everything from industry trends to product knowledge. Of course, we will also focus on what is happening now. Get the scoop on Abrigo's newest features and product enhancements, including products within BAM+ (i.e., Due Diligence Manager, CTR+, BAM+ Scan, etc.).
Stress Testing User Group
Featuring: Zach Englert, Manager, Advisory Services, Abrigo, and Chantel Holland, Senior Analyst, Advisory Services, Abrigo
Under a volatile economic environment, stress testing provides increased insight into the loan portfolio. Regulatory scrutiny surrounding stress testing continues to provide additional pressure for institutions to show strong capital levels even in adverse conditions. In this Stress Testing User Group session, users will walk away with:
- Defined stress testing scenario planning process
- Ways to identify key variables such as selling costs, probabilities of default, and losses given default
- Resources for Stress Testing documentation
Loan Administration and Construct User Group
Featuring: Madeline Moses, Consultant, Abrigo, and Allison Price, Manager of Client Education, Abrigo
Interact with your lending peers through roundtable discussions on industry trends and best practices in this user group. Learn about the latest and upcoming features and enhancements in the Loan Administration solution. Plus, hear how your peers are gaining efficiencies through the Construct solution, for construction lending.