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How to Manage Credit Risk in a Recession: A Series Examining Best Practices

Credit risk management is a cornerstone of community banking. How can your financial institution grow while also effectively managing the risk in the portfolio? Many bankers are asking this question right now, given that this could be their first recession in banking or because this recession is so different than previous ones due to the COVID-19 pandemic.

In this 4-part webinar series, join credit risk experts as they walk through best practices for operating in this unique credit environment.

Session topics are: 

  • Part 1: Credit Memo 
    • How does an economic downturn alter the credit memo's content and process?
    • What are the right questions to ask and how can those answers be factored into future recommendations?
  • Part 2: Loan Grading 
    • How should institutions tweak loan grading in the face of a recession?
    • How should specific sectors be treated?
  • Part 3: SBA 7(a) Lending 
    • How can this program be used to hedge credit risk?
    • What would an institution need in order to get going?
  • Part 4: Loan Pricing 
    • Should pricing vary by loan type?
    • How should strategies change during a recession?

ALL SESSION RECORDINGS ARE AVAILABLE UPON FORM COMPLETION. EACH SESSION IS 30 MINUTES IN LENGTH.

Meet Your Presenters

Michael Wear, CRC

President
Mike Wear is the owner of 39 Acres Corporation, specializing in banker training and bank consulting services in credit risk underwriting and loan portfolio risk management.  Over his 41-year banking career, he previously served in commercial lending and senior credit management positions with Omaha-area community banks. Wear retired as a

Full Bio

Rob Newberry

Senior Advisor, Advisory Services
Rob Newberry is Senior Advisor with Abrigo’s Advisory Services and a faculty member of the Graduate School of Banking at the University of Wisconsin-Madison. In the past 10 years, he has worked with financial institution leaders and regulators to develop a suite of credit administration tools for community banks and

Full Bio

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