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- Import whole returns in less than a minute
- Reduce data errors that may occur during manual entry
- Ensure consistency of data entry between different analysts or lenders
QUANTIFYING THE 5 CS OF CREDIT
Commercial loan analysts can identify, based on financial characteristics of the business and borrower, the good and bad loans in their portfolio. In this paper, we look at the metrics most often used to quantify the 5 Cs of credit – capacity, capital, conditions, collateral and character.