Is Inflation the Big Gift to Your Future Earnings?
Most financial institutions expect to earn more when rates rise, and with today’s inflation concerns, many expect the Fed to raise rates soon in response. But throughout the pandemic, some banks and credit unions have been waiting to deploy excess liquidity until this uncertain, low-interest rate environment passes. Waiting, however, has impacted future earnings projections. How can financial institutions pay bills now while awaiting the “bump” of higher earnings expected from rate increases? How will inflation actually impact asset choices and pricing in 2022 and beyond?
Watch this webinar to learn:
- How to assess the trade-off of “waiting for better days” or investing now
- The competitive realities in various lending and deposit segments today
- How to raise your baseline earnings now to leverage higher rates tomorrow
- How to use your balance sheet to make the most profitable decisions